Visibility Matters
Choosing the Right Medicare Plan for LGBTQI+ Individuals
By Sarah Bahnson, LGBTQI+ Initiatives Specialist Selecting a Medicare plan can be daunting, particularly for LGBTQI+ individuals with unique healthcare needs. To help you make the best choice, here are some key factors to consider: 1. Find LGBTQI+-Friendly Providers When choosing a Medicare plan, it is essential to ensure access to healthcare providers who understand and respect your identity. Look for plans that include doctors and specialists known for being inclusive and knowledgeable about LGBTQI+ health issues. You can also consult resources such as the Healthcare Equality Index to find supportive providers. Having a provider who is sensitive to your needs can significantly improve your healthcare experience and outcomes. 2. Check Coverage for Gender-Affirming Care For transgender and nonbinary individuals, access to gender-affirming care is crucial. Make sure the plan covers services such as hormone replacement therapy (HRT), surgeries, and counseling. Not all plans offer comprehensive
coverage for these services, so it is important to verify what is included. 3. Review Prescription Drug Coverage (Part D) Prescription drug coverage varies between Medicare plans, so it is important to review the formulary — the list of covered medications. Check for drugs related to HRT, PrEP, HIV treatment, and other medications you take regularly. Confirm that your preferred pharmacy is in-network, particularly if it is known for being LGBTQI+-friendly. 4. Access to Mental Health Services Look for plans that include mental health services from providers who are welcoming and experienced in working with LGBTQI+ individuals. Access to quality mental health support can help you navigate life’s challenges and maintain overall well-being. 5. Evaluate Costs and Coverage When choosing a Medicare plan, compare premiums, deductibles, copays, and coinsurance rates. Consider the services you use most often and ensure they are covered affordably. If you are partnered and not married, check how the plan handles coverage for partners, as this
Aging with Pride
Book Club ; 3rd Wednesday; 1:00 p.m. - 3:00 p.m.; via Zoom Monthly Potluck ; Last Saturday; 12:00 p.m. - 2:00 p.m. Tech Time ; 2nd Monday; 1:00 p.m. - 2:00 p.m. Pickleball ; 1st Saturday and 3rd Thursday; 7:00 a.m. - 9:00 a.m. Dolphin Swim Club ; 2nd Tuesday, Bimonthly; 10:00 a.m. - 11:00 a.m. NEW – Drawing Circle ; weekly on Wednesday; 11:00 a.m. – 12:00 p.m. can impact your benefits and costs. Understanding the full financial picture will help you choose a plan that fits your budget. 6. Know Your Rights Make sure the plan has strong privacy protections for your sensitive health information and clear non-discrimination policies. Knowing your rights and the steps to take if discrimination occurs will empower you to advocate for yourself within the healthcare system. Choosing the right Medicare plan involves finding one that supports your health needs and affirms your identity. By considering these factors, you can make an informed choice that ensures you receive the care and respect you deserve. For assistance in deciding which plan is right for you, call PCOA’s Medicare Line: (520) 546-2011 or email SHIP@pcoa.org to set an appointment with a Medicare counselor.
On-going events: Advance registration required to attend: soazseniorpride.org LBTQI+ Women’s Grief Group ; weekly on Monday; 12:00 p.m. - 1:30 p.m.; in-person GBTQI+ Men’s Loss Support Group ; weekly on Tuesday; 1:00 p.m. - 2:30 p.m. Southern Arizona Senior Pride celebrating, supporting and uniting LGBTQI+ older adults (520) 312-8923; info@soazseniorpride.org There are many events each month, so check out our website: soazseniorpride.org Gayme Day ; 2nd Tuesday; 1:00 p.m. - 3:00 p.m. Meditation Circle ; 2nd & 4th Sundays; 8:00 a.m. - 9:00 a.m. Gathering in the Park ; 3rd Saturday; 8:00 a.m. - 9:30 a.m. Walk & Roll ; weekly on Tuesday; 7:00 a.m. - 8:30 a.m.
November/December 2024, Never Too Late | Page 29
Pima Council on Aging
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