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Justice MONTHLY
229-888-0888 • www.puttingpeoplefirst.law
JUNE 2021
Reflections on Early Fatherhood WHY I’M GRATEFUL THIS FATHER’S DAY
I t’s been nearly five months since Isabella was born, and I like to think I have this parenting thing down — for now. I can do all the basics, like changing her diaper and bathing and burping her, and I’m not a nervous wreck if Priscila needs to leave me alone with Isabella for a few hours. I like to say I’ve graduated from or am at least performing satisfactorily in Dad 101. (The dad jokes are in full swing, and all Priscila can do is roll her eyes.) The moment your baby is born is totally surreal, but, much like grasping the law, it just takes a little practice to get the basics down. The books don’t prepare you for the oddities babies can experience, but luckily, we have a good pediatrician who has coached us through these first few months.
As I approach my first Father’s Day as a dad, I can’t help but think about how much I enjoy being a father. Just this past spring, I was coming home from a trip and was overjoyed to see Priscila and Isabella again. But the best part is that Isabella’s personality is starting to come out. She’s smiling for real reasons, and while she may not be talking or walking yet, we can tell she’s a really happy baby. She seems happiest in the mornings, too. I know that might change as she gets older, but we are enjoying mornings with our smiley girl. Through it all, I’m reminded of my dad. Despite owning his own law practice and the emotional toll his work took on him, my dad was a good father. He always went above and beyond for my sister and me, and we knew he was there when we needed him. He came to all of my baseball games, and he never missed my sister’s horseback riding competitions. I hope I can be the kind of dad he was to us with Isabella. As Isabella grows up, I can’t wait to see how she changes and becomes her own person. Maybe she will be into horses like her mom and my sister, or maybe she will want to play baseball like I did. Maybe she will find her own interest, too. Whatever it is and wherever this life takes her, I just want to be a supportive dad. (Plus, with my license to tell dad jokes, I know I’ll be a cool dad.) It’s astonishing that at even just a few months old, she’s already so different than she was when she was born. She’s starting
to recognize colors and shapes on the TV, and everything with her is new. As she changes, I know my parenting skills will have to adapt too, but I’m looking forward to the challenge. It will be scary, but with Priscila’s help and my dad to model myself after, I know I’ll graduate from those courses too. After all, becoming a father has been one of my life’s greatest joys — and it’s only just begun.
Happy Father’s Day!
-William F. “Trey” Underwood, III
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ARE GROCERY SUBSCRIPTION BOXES WORTH IT ?
Plus, some services even offer meal kits if you can’t decide what to make. There’s no argument here — these services definitely save you time. Can they save you money? The Verdict: Sometimes, since it depends on your existing shopping habits. If you find yourself making impulsive purchases while strolling down the aisles at the grocery store, then a set (but customizable) weekly list of delivered groceries might be a great way to stick to your budget. Unfortunately, not many grocery subscription-box delivery services offer nonfood items like toilet paper or cleaning products, so you may still have to make a trip to the store every once in a while. Is the food quality great? The Verdict: Yes, but it depends on your area. You have a higher chance of getting better grocery items if you buy
from an organic grocery box service, like Imperfect Foods or Farm Fresh to You, since these companies work closely with your local farms. Keep in mind that some services, like Imperfect Foods, are designed to deliver fresh foods that are a little “imperfect” in size, shape, or color to help prevent food waste — but, as a benefit, it’s more affordable! However, we’ve found some services, like Full Circle, will prepackage their boxes from warehouses that may not be local to you, so do a little research before picking one. All in all, we’ve been pleasantly surprised to find that these boxes aren’t such a bad idea. Consider looking into it if you’re tired of the weekly grocery store time crunch!
June is National Fresh Fruit and Vegetables Month, so let's explore one popular way to get more fresh produce into our lives: subscription-based delivery services like Full Circle and Imperfect Food. Are these services actually worth it? Do they save money and provide what they promise? Here's what the research turned up. Can they save you time? The Verdict: Yes, without a doubt. Subscription-based grocery delivery services appeal to consumers because they save time. With somebody else doing your grocery shopping, you don’t have to think about when you’re making a trip to the grocery store this week. Someone else is doing it for you!
TIME TO RIDE 3 GREAT SPOTS FOR FAMILY OUTINGS ON THE BIKE
Summer has just begun, and after a year of virtual schooling and working from home, it’s time to get out of the house and explore the great Georgia landscape we are lucky enough to call home. And one of the best ways to see the local sites is on your bike! Check out these trails for family-friendly adventures that bikers of all levels will enjoy. Chehaw Park Where: Albany Experience Level: Beginner to experienced Website: Chehaw.org No list of local trails is complete without the famous Chehaw Park. This scenic park has more to offer than just biking trails, though; it’s also got a zoo, disc golf areas, and camping spots! But if you do hop on your bike, you will find more than 10 miles of trails to ride. The paths can be winding, but
the trails remain relatively flat, so beginners won’t have to tough it out on rough terrain. Experienced bikers won’t be bored, either. There are optional obstacles on the course for those looking for an extra challenge! Tift Park Where: Albany Experience Level: Beginner Website: Facebook.com/TiftParkMarket This local park is the perfect spot for young families! It features playground equipment for little ones who want to climb and play, and the walking paths are perfect for testing out training wheels and getting familiar with the bike. If you want to forgo the wheels, stop by the park on a Saturday morning to check out the market! It’s a great spot for fresh produce and locally made treats!
Riverfront Greenway Trail Where: Riverfront Park and Cox Landing, Albany Experience Level: Beginner Website: AlbanyGA.gov Head out for date night or a family adventure along the historic Flint River. The nearly 2.5 miles along the Riverfront Greenway Trail in Albany is a paved path that takes riders along the river. There are several overlooks that are perfect for a rest stop, while the ride itself will feel relaxing. This path is disability-friendly, so anyone can enjoy the relaxing sights and sounds the Riverfront Greenway Trail has to offer! Note: COVID-19 protocols may influence hours and trail regulations. Check with local agencies before beginning your ride.
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INSURANCE 101
WHAT’S THE DIFFERENCE BETWEEN A FIRST- AND THIRD-PARTY INSURANCE CLAIM?
filing a third-party claim. These are made on behalf of one person to another person’s insurance company.
Personal injury and workers’ compensation attorneys have a vast knowledge of the insurance system, which allows them to advocate and fight for those wronged by insurance companies. However, this knowledge isn’t only privy to attorneys. In order to properly protect yourself from greedy companies and lengthy fights for the compensation you deserve, it can be beneficial to learn about jargon, practices, and weaknesses in the insurance system.
Let’s say your vehicle was rear-ended, leaving it severely damaged and you injured. You may seek compensation from your insurance company, but you will also want to receive what’s rightfully yours from the other driver’s insurance company. To do this, you will have to file a claim with that driver’s insurance company. In this instance, the person who owns that policy is the first party, the insurance company is the second, and you are the third party.
If you’re ready for your first lesson, check out the difference between a first-party and third-party insurance claim.
Why does this matter?
What is a first-party insurance claim?
This may seem trivial, but understanding that first- and third-party claims exist allow you to thoroughly weigh your options. It provides you with the expertise you need to make the right decisions on your path to compensation so your healing process can begin. And when you work with an attorney, you receive assistance from an experienced professional who can provide further insight. If you have questions regarding your case or insurance protection, please call the Law Offices of William F. Underwood, III, P.C. today.
The term “first party” in any insurance communication and documentation refers to the policyholder of that insurance plan. If you have vehicle or home insurance, you are the “first party” in any legal documentation or references made by your insurance company. So, when you file a first-party insurance claim, you are filing a claim with your insurance company. It’s standard and very common.
How does this differ from a third-party claim?
The main distinction between a first- and third-party claim is that you are not the policyholder when
ICED GREEN TEA, 2 WAYS
We Value You! At the Law Offices of William F. Underwood, III, P.C., the trust we build with our clients is our most valuable asset. To show our appreciation, we would like to thank our clients who have referred others to us since our May newsletter:
Nothing says summer like a glass of iced tea. Enjoy these two twists on a classic summer soother.
Ingredients • 2 tbsp loose-leaf green tea • 4 cups filtered water, divided Option 1: Rose and Coriander • 1 tbsp dried rose petals • 1 tbsp whole coriander seeds
Option 2: Ginger Mint • 1 handful fresh mint leaves • 1 inch fresh ginger, cut into coins
Vanessa Morris
Your recommendations are greatly treasured by everyone at our office. Clients can also leave their comments on our services through Google Reviews! These statements give us critical feedback and help other clients who are facing stressful life situations find dependable lawyers. Previous and current clients can also receive free notary services at our office. Learn more about this service by giving us a call at 229-888-0888.
Directions For Rose and Coriander Tea: 1. In a large pitcher, place green tea, rose petals, and coriander seeds. 2. Bring 1/2 cup water to just below boiling. 3. Pour hot water over tea leaves, petals, and seeds. Let steep for 10 seconds, then add the remaining 3 1/2 cups water. 4. Refrigerate 4–8 hours until tea reaches your desired strength. Strain and serve over ice. For Rose and Coriander Tea: Follow the instructions above, substituting the mint leaves and ginger coins for the rose petals and coriander seeds.
Thank you for trusting us to serve you!
Inspired by 101Cookbooks.com
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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
229-888-0888 www.puttingpeoplefirst.law
1918 DAWSON RD. ALBANY, GA 31707
My First Father’s Day as a Dad! PAGE 1
Are Grocery Subscription Boxes Worth It? PAGE 2 Get Out and Ride on These 3 Local Bike Trails PAGE 2
An Intro to Insurance Claims PAGE 3
Iced Green Tea, 2 Ways PAGE 3
DIY or Buy: Summer Lawn Games PAGE 4
DIY OR BUY? Lawn Games for Family Summer Fun
T he warm summer sun may be enough to beckon your family outdoors, but lawn games will guarantee hours of fun outside. If you’re handy, there are plenty of great lawn games you can make yourself. If not, buy an off- the-shelf alternative and enjoy the easy setup. Giant Jenga: Easy DIY All you need to build a giant Jenga tower are two-by-fours that are cut to length. If you’re handy with a saw, you can do this at home. If not, ask to have the wood cut at your local lumberyard. Be sure to sand down the edges before stacking the boards to create a classic Jenga tower! For extra fun, pick a few paint colors and paint each board. Visit ABeautifulMess.com/make-this-giant-jenga to see a complete set of instructions. Buy: Skip the project and buy GoSports Giant Wooden Toppling Tower online, which retails for about $70 and stacks over 5 feet high. Classic Horseshoes: Intermediate DIY Tossing horseshoes is a great way to pass an afternoon. To play, you’ll just need to set up two sand pits in your yard. Get a handful of horseshoes, and you’re ready to go! Many DIY plans are available online, including one from HousefulOfHandmade.com/ultimate-diy- horseshoe-pit.
Buy: Check out the kid-friendly rubber horseshoe set from Wayfair. com, which requires no installation, can be used indoors or alongside your outdoor game, and is safe for younger children. Cornhole: Advanced DIY
The humble beanbag may be the most versatile backyard game piece. It’s used in the popular game commonly known as cornhole. To build your own cornhole set, you’ll need a couple of sheets of 1/2-inch-thick plywood along with two-by-fours, some hardware, and a variety of tools including a drill, jigsaw, and sander. Visit DIYPete.com/cornhole-board-plans to get both written and video instructions. Buy: Reacy to play ASAP? Cornhole sets are available from many large retailers around summertime, or you can order a customized set featuring your favorite team, family name, or characters from your favorite movies by looking at Etsy.com. Whether you buy or DIY, remember to have fun and always supervise your children while playing outdoors, especially when it comes to yard games!
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