Horizons Diagnostics 2022 Benefit Guide - Physicians

Basic Life and AD&D Coverage

Horizons Diagnostics provides all Full Time employees with Basic Life and Accidental Death & Dismemberment coverage.

Insurance Carrier:

Unum Basic Life Insurance

Basic Life w/ AD&D Eligibility Requirement Life Insurance Benefit

All Full Time Employees

$500,000

Guarantee Issue

Yes

Accidental Death & Dismemberment Benefit (AD&D)

$500,000

As a supplemental benefit, Horizons Diagnostics allows eligible employees to purchase additional life insurance coverage for yourself and your dependents. This coverage is paid for by you and is offered through Unum. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.

Voluntary Term Life Coverage

Insurance Carrier:

Unum Basic Life Insurance

Voluntary Life w/ AD&D Eligibility Requirement Employee Benefit Amounts Employee

All Full Time Employees

5x Annual Earnings up to $500k max in increments of $10k 100% of employee amount up to $500k max in increments of $10k

Spouse

Child(ren)

Flat $10,000

Guarantee Issue Employee

$150k

Spouse

$25k $10k

Child(ren) Portable

Yes

Waiver of Premium

Included

10 Horizons Diagnostics, LLC. 2022 Enrollment Guide

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