Surf City Lawyers - April 2018

DESPERATE TIMES CREATE DESPERATE MEASURES

HOW STUDENT LOAN DEBT IS PUSHING OUR SOCIETY TO EXTREMES

Student loan debt has created a crippling system of financial bondage for the average American. Now, more than ever, hardworking graduates are being suffocated by a system designed for their failure. Far too often, people become desperate to free themselves of debt and resort to drastic measures. Recently, companies have sought to capitalize on the plight of young people — particularly young women — who are struggling to make ends meet.

in addition to a mountain of student loan debt. With the rising costs of getting a post-secondary education and the lack of ability to pay the ridiculous fees for a prestigious (or any) school, many 18-year-old women are faced with existential questions no one that age should have to answer. Seeking Arrangement is not a solution — it’s a symptom of a broken system. As women, we have enough stacked against us already. But now, companies are finding new ways to take advantage of us, and we’re forced to take obscene measures, compromising our very identity, in order to achieve our dreams. If this sounds like a stretch, remember that hundreds of thousands of women have been driven to use this service as their last resort in order to escape a lifelong enslavement to debt. We are passionate and strong female lawyers. Christine’s major area of expertise is dispelling student loan debt through bankruptcy. It’s not a myth. We can help you eradicate your student loans without requiring you to sacrifice your personhood.

Seeking Arrangement is one of many online sites that pair a young person, horrifically referred to as a “Sugar Baby,” with a much older person, marketed as a “Sugar Daddy.” With these arrangements comes a financial “allowance” that creates an implied contractual obligation for these young individuals. By taking the allowance, it is expected that a sexual relationship will take place between this much older person and the young adult in their early twenties. While the site allows for women to be the financial suppliers (Sugar Mommies), seeking arrangement with younger and less financially secure males or females, the website’s marketing distinctly targets women for the role of the financial receivers (Sugar Babies). Their website

pointedly advertises, “We’re the best online dating site bringing successful men and beautiful women together.” It’s no coincidence most young women with Sugar Baby accounts on Seeking Arrangement or similar sites are college students. Sites like these actively target college students with immense student debt. Users who create accounts with a .edu email are upgraded from a free to a premium membership. Seeking Arrangements’ ads are also featured on sites popular with the college demographic, and many sites pay for pop-up ads that target users who search for “tuition help” or “financial aid.” The allowance offered by a Sugar Daddy can be thousands of dollars a month, which can make all the difference in the world to a young woman struggling to pay for basic necessities

F U N F A C T S

• The average person spends six months of their lifetime waiting on red lights to turn green.

• A single cloud can weight more than 1 million pounds.

• A sneeze travels about 100 miles per hour.

• It would take a sloth one month to travel a mile.

• A ten-gallon hat will only hold three-quarters of a gallon.

• The elephant is the only mammal that can’t jump.

• Chewing gum burns about 11 calories per hour.

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