Brooks & Crowley - May 2020

Tackle Allergies This Spring

With These 3 Strategies

WATCH POLLEN COUNTS.

hair and on your clothes. And while 30 minutes of outdoor exercise will, according to WebMD, completely coat your nasal membrane with allergens, showering and laundering your clothing will limit your exposure while indoors.

You can usually find information about local pollen levels on the internet or in your local newspaper. If pollen counts are through the roof, consider working out inside instead of running outside. In general, pollen counts are highest on warm and breezy mornings and lowest when it is cool and rainy. Plan your outdoor pursuits accordingly.

MEDICATE, MEDICATE, MEDICATE.

Spring has officially sprung. Grass is growing, flowers are blooming, and longer days are here again. And while the arrival of spring is a cause for celebration, for outdoor enthusiasts who suffer from seasonal allergies, the season is bittersweet. For many, this time of the year is characterized by stuffy noses, burning eyes, and sneezing. But according to WebMD, even severe allergy sufferers can enjoy the outdoors without worrying about allergies by taking the following precautions.

Depending on the severity of your allergies, medication, not prevention, will likely provide the best relief available. Every person is different, so ask your doctor about the best medicine for you, and make sure you understand how you’re supposed to use it before dismissing its efficacy. Some allergy medicines can take as long as three weeks to reach their full effectiveness.

CHANGE IMMEDIATELY AFTER SPENDING TIME OUTDOORS.

If you suffer from seasonal allergies but still love to exercise outdoors, build a habit of showering and changing immediately after coming back inside. While you were out crushing that 30-mile bike ride, pollen was slowly accumulating in your

Why Do I Need a Will? The First Steps to Protecting Your Family’s Future

need to state it explicitly. As mentioned previously, related family members tend to get your assets by default. Secondly, you’ll need to name a personal representative. This person is responsible for ensuring everybody in your will receives their share, plus paying any debts or taxes on behalf of your estate. A personal representative can be a friend, family member, colleague, or a professional, like an estate attorney. Of course, these are only the very first steps. If you have any questions about starting your will, creating a trust, or making adjustments to either, our team at Brooks & Crowley will help you do it right. Give us a call and we’ll be happy to set up a remote appointment for you!

a guardian to look after them. A will can ensure your loved ones will receive every asset you want them to have, valuable and sentimental alike. Many homeowners put their real estate into a trust for the benefit of their family, which passes the asset along to successors without having to go through the probate court. Done correctly, it is a great way to hold title to property without overly complicating how it is treated while you are alive.

It’s tough to think about how our families will live after we’re gone, but when we do, we want their lives to be as easy as possible. That’s why many people have been reaching out to us to adjust or update their wills or begin creating one. We’re happy to help walk you through the first steps to getting your will together.

THE PURPOSE OF AWILL

According to most state regulations, the law gives your assets to family members by default; however, navigating that process and deciding for themselves who gets what can be very challenging for your grieving family. A will is a legal document with specific instructions on what you want to happen with your money, assets, and property in the event of your death. For example, with children under the age of 18, you’ll be able to name

THE FIRST STEPS TO WRITING AWILL

First, you’ll want to decide on beneficiaries, those to whom you want to give your property and assets. If you do not want to give to specific family members or want to give to someone outside the family, you’ll

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