RELIEF IS POSSIBLE HOW CAN BANKRUPTCY HELP?
The idea of filing for bankruptcy leaves a bad taste in most people’s mouths. That’s because popular culture has cast this legal action in a dangerously negative light. For example, you “lose” Monopoly by declaring bankruptcy, and the “bankrupt” wedge on the “Wheel of Fortune” takes away a player’s score while playing dismaying music. But life isn’t a game, and bankruptcy is far from a white flag of surrender — it’s a way forward. Here are just a few wins filing for Chapter 7 or Chapter 13 bankruptcy can give you. Relieving the Pressure One of the most immediate benefits of a bankruptcy filing is that your phone will stop ringing. All of those calls from abrasive bill collectors will cease; they won’t be able to harass you anymore. Similarly, all foreclosure and tax sale actions will be put to a stop, keeping your home and personal items safe. Taking these stressors off the table can go a long way toward helping you find peace of mind. Getting Square One of the greatest benefits of bankruptcy is how it provides a structured avenue for repaying your debt. Furthermore, it immediately stops interest charges on your credit cards. The order and breathing room these benefits provide makes it possible to get caught up on debts like your mortgage and
car payments. Essentially, the filing stops your descent, so you can begin climbing your way back to solvency. A Fresh Start Far from being the failure games
like Monopoly make it out to
be, bankruptcy is more like a restart button. Many facets of everyday life you may have lost can be returned to you. For example, you may be able to reinstate your driver’s license if it was suspended due to a lack of insurance. Similarly, you can regain utility services that may have been shut off. You will also be allowed to get rid of judgements, bank garnishment, and wage attachments. Best of all, you can start building good credit again while discharging delinquencies. All together, bankruptcy is far from losing. In the face of debt collectors, compounding interest rates, and losing utility access, filing is one of the smartest moves you can make.
SUDOKU
SENEGALESE LAMB SKEWERS
INGREDIENTS For the lamb: •
For the onions: •
2 lbs. trimmed leg of lamb, cut into 1-inch cubes 1 tbsp peanut oil, plus more for grilling Salt and black pepper, to taste
1/2 cup distilled white vinegar
• • • •
1/2 cup Dijon mustard 1/2 tbsp agave nectar
•
1 yellow onion, thinly sliced Salt and white pepper, to taste
•
EQUIPMENT 1. Bamboo skewers
DIRECTIONS 1. In a bowl, coat lamb with 1 tbsp oil and generously season with salt and pepper. 2. In a mixing bowl, whisk together vinegar, mustard, and agave nectar. Toss in onions and season with salt and pepper. 3. Heat a grill or grill pan to medium and oil the grates. 4. Thread lamb on skewers and grill for 6–8 minutes. 5. Serve alongside onions.
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