Dun & Bradstreet India’s Leading BFSI Companies 2017

India’s Leading BFSI Companies 2017

Family Credit Limited Technopolis, 7th Floor, A Wing, Plot No. 4, Block - BP, Sec-V, Salt Lake, Kolkata - 700091, WB Website: www.familycreditindia.com Business Profile

67-588-5570

Dun & Bradstreet D-U-N-S® No

portfolio includes two-wheeler financing, auto loans for new and used cars, corporate finance products and microfinance. During FY16 the company’s new auto loan business reduced by almost 74% from ` 4010 mn to ` 1050 mn, while FCL’s used auto loans increased by nearly 63%. In the same period FCL had disbursed a total of ` 35.34 bn loans.

Family Credit Ltd (FCL) was incorporated in 1993 as Apeejay Finance Group Ltd.; in 2007 Societe Generale Consumer Finance, France, acquired the company and changed its name to FCL. In December, 2012, L&T Finance Holding Ltd took over the company making FCL its wholly owned subsidiary. FCL is a non deposit taking non- banking financial company which is engaged in the business of vehicle and corporate lending withoperationsacrossthecountry.FCL’sproduct

Financials ( ` mn)

7,782.2 874.0

Total Income Net Profit

Growth and Profitability (%)

21.7 20.0 11.2

TI Growth (y-o-y) NP Growth (y-o-y) NPM (As on Mar 31, 2016)

Fullerton India Credit Company Limited Megh Towers, Third Floor, New No. 165, Old No. 307, Poonamallee High Road, Maduravoyal, Chennai - 600095, TN Website: www.fullertonindia.com Business Profile

65-067-1568

Dun & Bradstreet D-U-N-S® No

capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises. As per the company, it operated a wide spread network of 582 branches covering 600 towns and over 51,000 villages and catering to more than 1.6 mn customers.

Fullerton India Credit Company Ltd (Fullerton India), a wholly owned subsidiary of Fullerton Financial Holdings Pte Ltd and a step down subsidiary of Temasek Holdings Pte Ltd, Singapore commenced commercial operations in Jan 2007. The company is a financial services company engaged in offering working capital loans for SMEs, loans for commercial vehicles and two wheelers, home improvement loans, loans against property, personal loans, working

Financials ( ` mn)

22,769.4 3,975.8

Total Income Net Profit

Growth and Profitability (%)

32.4 32.1 17.5

TI Growth (y-o-y) NP Growth (y-o-y) NPM (As on Mar 31, 2016)

GIC Housing Finance Limited Royal Insurance Building, 6th floor, 14, Jamshedji Tata Road, Churchgate, Mumbai - 400020, Maharashtra Website: www.gichfindia.com Business Profile

91-533-8631

Dun & Bradstreet D-U-N-S® No

name in Nov 1993. It is mainly engaged in offering housing finance to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. As per the company annual report, new branches were established in UP, Chhattisgarh, AP, Maharashtra and Punjab, taking the total number of offices to 60 during FY16.

GIC Housing Finance Ltd (GICHFL) was incorporated in the year 1989 as GIC Grih Vitta Ltd. It was promoted by the General Insurance Corporation of India and its erstwhile subsidiaries namely: National Insurance Company Ltd, The New India Assurance Company Ltd, The Oriental Insurance Company Ltd and United India Insurance Company Ltd along with others like: UTI, ICICI, IFCI, HDFC, LIC and SBI. The company acquired its present

Financials ( ` mn)

8,763.7 1,245.0

Total Income Net Profit

Growth and Profitability (%)

19.6 20.9 14.2

TI Growth (y-o-y) NP Growth (y-o-y) NPM (As on Mar 31, 2016)

Gruh Finance Limited “GRUH”, Netaji Marg, Near Mithakhali Six Roads, Ellisbridge, Ahmedabad - 380006, Gujarat Website: www.gruh.com Business Profile

91-843-9506

Dun & Bradstreet D-U-N-S® No

had a network of 180 offices in 10 states. GFL is recognized by NHB for refinance facility; it accepts deposits from individuals, charitable trusts and educational institutions and provides loans against such deposits. GFL had till Sep, 2016 cumulatively disbursed loans of ` 207.95 bn which included ` 96.40 bn disbursements in rural areas.

Gruh Finance Ltd (GFL) incorporated in 1986, is a housing finance company which in 2000 became a subsidiary of its promoter company HDFC Ltd. The Company is regulated by NHB and provides housing loans, non residential premises loans (NRP), repair and renovation loans. Some of the loan products offered by GFL include GRUH Suraksha, GRUH Suvidha, GRUH Sajavat and GRUH Samruddhi. GFL caters to the retail housing loan segment and in Sep, 2016 it

Financials ( ` mn)

12,754.0 2,435.8

Total Income Net Profit

Growth and Profitability (%)

20.3 19.5 19.1

TI Growth (y-o-y) NP Growth (y-o-y) NPM (As on Mar 31, 2016)

54

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