Byron Villager March 2026

DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES BYRON & AREA DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES

INSURANCE SHOPPER YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE ELAWARE/KOMOKA/KILWORTH/MT. BRYDGES COMBINE YOUR HOME & AUTO INSURANCE IF WE INSURE YOUR AUTO, ASK US FOR A HOME QUOTE AND RECEIVE AUTOMATIC DISCOUNTS Cathy Fallowfield Registered Insurance Broker Director of Operations Cathy Fallowfield Registered Insurance Broker Director of Operations Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker

ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM

RANCE ADVISORS IN YOUR NEIGHBOURHOOD

Terry Young Registered Insurance Broker Terry Young Registered Insurance Broker

Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker

Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker

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Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property against storm surges, tidal waves, and similar major events. against storm surges, tidal waves, and similar major events. What kind of policy should I have for high water in the spring What kind of policy should I have for high water in the spring What is the difference between “Flood Insurance” & “Overland Water Coverage” RRIED ABOUT SPRING FLOODING? Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property RIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. URANCE SHOPPER WARE/KOMOKA/KILWORTH/MT. BRYDGES URHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE Cathy Fallowfield Registered Insurance Broker Director of Operations What kind of policy should I have for high water in the Spring Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Enhanced Water Damage Insurance will combine coverages for multiple types of water problems such as ground water, overland water, exterior water and sewer lines. OUR HOME A SPRING TUNE-UP! season to check out your home’s exterior, from roof shingles to azing to dryer vents. Use the handy “Home Maintenance Checklist” bsite to make sure your home is safe and sound. Cathy Fallowfield Registered Broker Director of Operations Cindy Haywood Registered Insurance Broker Andrea Coutu Registered Insurance Broker

D DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES

SPRING FLOODS HAPPEN YEAR ROUND NOW Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker Jessica Cornelis Registered Insurance Broker NO OBLIGATION FREE QUOTES ON ALL OF YOUR INSURANCE NEEDS

THE INSURANCE ADVISORS IN YOUR NEIGHBOURHOOD

GIVE US A CALL TODAY / 519-652-3201

Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw.

Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines.

Patty Crawford Registered Insurance Broker

Cathy Fallowfield Registered Insurance Broker Director of Operations

Jessica Cornelis Registered Insurance Broker

Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood.

Marli Medeiros Registered Insurance Broker

Andrea Castillo Registered Insurance Broker (English & Spanish)

Aviva Abex April Echelon Intact Pal Aviva Abex April Echelon Intact Pal preciation coverage insurer’s right to deduct from the value of your settling a claim for ge caused by a peril u are insured. S A “WAIVER RECIATION”

Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. It is an auto insurance benefit that may prevent insurance rates from increasing as a result of a driver’s first at-fault accident. It can be added to a policy to protect those with a good driving record. HOW DOES ACCIDENT WAIVER PROTECT ME

UPDATING YOUR HOME? UPDATE YOUR INSURANCE! Terry Young Registered Insurance Broker Cindy Haywood Registered Insurance Broker

Travelers Cansure Group One Travelers Cansure Group One Axiom Mutual AM Fredericks Premier Group Axiom Mutual AM Fredericks Premier Group www.crawfordanddanylukinsurance.com 519-652-3201 2681 Gideon Drive, Delaware, Ontario Tel: 519-652-3201 Fax: 519-652-2710 Toll Free: 1-800-363-4304 Email: crawfordanddanyluk@cmmgbrokers.com Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada Special Risk Insurance Managers Sports & Fitness Insurance Canada INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox Max Insurance Burns & Wilcox nsurance specialist, we know the lay of the land in your neighbourhood. o assess conditions affecting your home and compare your options from n insurers. Economical/Definity Forward Insurance Yarmouth Mutual Victor Insurance Yarmouth Mutual Victor Insurance Economical/Definity Forward Insurance rdanddanylukinsurance.com • 519-652-3201

ive, Delaware, Ontario N0L 1E0 • Tel: 519-652-3201 • Fax: 519-652-2710 -363-4304 • Email: crawfordanddanyluk@cmmgbrokers.com To advertise here please contact Barb@villagerpublications.com

Byron Villager March 2026

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