Checklist - Is Your Bank Supporting Your Business Growth

IS YOUR BANK SUPPORTING YOUR BUSINESS GROWTH? Take five minutes to evaluate your current bank’s ability to meet your business’s evolving needs.

www.veritexbank.com/middlemarket

Reevaluate Your Bank: A Five-Minute Checklist for CFOs Evaluate your bank based on your evolving business needs, growth goals, and financial strategy.

Your business needs change year over year. So should your banking strategy. This checklist helps you uncover if your current bank is keeping up —or holding you back. At Veritex Community Bank, we offer tailored business banking solutions backed by real relationships.

This printable checklist helps you assess:

Whether your bank offers the right products for your stage of growth If your banker is proactively supporting your cash flow and credit needs Whether your financial tools are built to scale with your business

www.veritexbank.com/middlemarket

wray@veritexbank.com

Is Your Bank Supporting Your Business Growth?

Category

Statement

Score (1-5)

Do I have a business checking account tailored to my transaction volume and cash flow needs?

Core Business Banking Services

Am I maximizing interest on idle funds through sweep accounts or business savings solutions?

Is my account structure optimized to reduce fees and improve efficiency?

Do I have access to Treasury Services like ACH origination, wire transfers, and fraud protection?

Is Remote Deposit Capture saving me time and improving cash flow timing?

Treasury & Cash Management Tools

Can I manage and monitor all business accounts easily through online and mobile banking?

Is Positive Pay or other fraud mitigation in place to protect my payments?

Has my bank discussed working capital solutions like lines of credit or AR financing?

Lending That Powers Growth

Have I been evaluated for SBA or equipment loans that could fuel expansion or upgrades?

Is my banker proactive in finding lending solutions before I need them?

www.veritexbank.com/middlemarket

wray@veritexbank.com

Evaluate your bank based on your evolving business needs, growth goals, and financial strategy.

Category Statement

Score (1-5)

Has my banker taken time to understand my business model and industry pressures?

Strategic Advisory & Industry Insight

Does my bank help me plan for growth — through referrals, forecasting support, or capital planning?

Have I received benchmarking data or market insight from my banking team?

Do I have a dedicated business banker who checks in regularly and understands my goals?

Relationship & Accessibility

Does my banker respond quickly and make decisions locally — without delays or red tape?

When challenges arise, do I trust my bank to support me, not just quote policy?

Am I receiving regular fraud alerts, security recommendations, or cyber readiness support?

Risk & Security

Does my bank offer business continuity guidance in case of disruption?

Do I feel confident in my bank’s ability to protect my data and my funds?

www.veritexbank.com/middlemarket

wray@veritexbank.com

Is Your Bank Supporting Your Business Growth?

Evaluate your bank based on your evolving business needs, growth goals, and financial strategy.

How Did Your Bank Score?

15–18: Your bank is a strong partner — if it’s Veritex Bank, we’re glad to be that for you.

10–14: You’re getting some support — but missing key opportunities for growth.

Under 10: You may be outgrowing your current bank. Let’s talk about what you should be getting.

Let’s Build a Banking Relationship That Works as Hard as You Do.

At Veritex Community Bank, we offer:

Tailored product solutions by industry Lending expertise Treasury services built for efficiency Dedicated relationship bankers who act as business advisors Local decision-making, faster answers

Download this checklist + get a custom bank review with Veritex Community Bank. Let’s audit your current setup and show you what better banking looks like.

www.veritexbank.com/middlemarket

wray@veritexbank.com

About Us At Veritex Community Bank, we’re proud to be more than just a bank—we’re a partner for middle-market businesses like yours. With branches in Houston, Fort Worth, and Dallas, we offer a full range of banking products and services designed to meet the unique needs of small to mid-sized businesses. Headquartered in Dallas and with more than $12 billion in assets, we’re big enough to deliver the expertise and solutions you need, yet small enough to provide the personal attention you deserve. Unlike the big national banks, we specialize in helping businesses that often get overlooked. Our name, “Veritex,” combines the Latin word for truth, “veritas,” with our Texas roots—because we believe in honest partnerships and building strong businesses right here in our communities. Let’s grow together.

Who We Are

What We Do We understand the complexities of your industry because our team members have spent their careers learning it. Whether you’re in manufacturing, distribution, healthcare, or real estate, we have bankers who know the ins and outs of your sector and who can offer insights and solutions tailored specifically to your needs. Our Vision Our vision is to be the leading financial partner for middle-market businesses, delivering innovative solutions, personalized service, and unwavering support to help them achieve their goals. We strive to create lasting partnerships that drive growth, foster success, and strengthen the communities we serve.

Beyond experience and expertise, what really sets our team apart are the values we live by—truth, transparency, and integrity. These aren’t just words to us. They’re the foundation of every decision we make and every relationship we build. We believe in being upfront, honest, and committed to doing what’s right for our clients, no matter what.

Our Mission

Our mission at Veritex Community Bank is to empower small to mid-sized businesses with tailored banking solutions, personal relationships, and honest partnerships. Rooted in our Texas communities, we are committed to helping businesses thrive by delivering the expertise of a large bank with the personalized care of a local partner.

GROWTH IS A STRATEGY, NOT A REACTION.

Evaluate where you are and where you can go with a banking partner built for bold business.

William Ray | wray@veritexbank.com EVP, Managing Director, Middle-Market Lending

www.veritexbank.com/middlemarket

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