Check out the latest edition of our newsletter!
Protection Team News THE MORE THINGS CHANGE … THE MORE THINGS STAY THE SAME
VOL 17, ISSUE 5
Change Is One of Life’s Only Constants Page 1
As we inch closer to summer, hurricane season draws nearer, too. Preliminary forecasts are in, and unfortunately, they point toward another active season this year. It’s not the news we were hoping for
of Tropicana Field. Now, word is spreading that the Tampa Bay Buccaneers are considering major updates to Raymond James Stadium. As I often tell my kids, change is the only constant in life! Our pro sports teams are
Our Mother’s Day Tribute Page 2
here in Florida. But it allows us to prepare, get a plan in place, and ensure we’re ready, just in case. We all still vividly remember what happened to our area last year and how devastating these storms can be, even when they don’t make landfall. Please take the time to plan and protect what matters most. Meanwhile, the Florida Legislature is in session as I write this. While I wish I had better news, no sign of property insurance rate relief is on the horizon. Surprisingly, some bills are making their way through the House that would repeal the state’s No-Fault Auto Insurance law. Could this
no exception. Let’s hope we keep our teams here and that they continue to be great community stewards, much like the Tampa Bay Lightning, who consistently go above and beyond in giving back. This month, we’re switching things up in our newsletter, and I think you’ll enjoy the change. Since May is a time when we celebrate mothers, we’ve asked our team to share stories and photos of their moms and what they mean to them. It’s a special tribute we’re excited to share with you. On a personal note, I want to wish all the moms out there
Secrets to a Stress- Free Family Picnic Page 3
Mother’s Day Breakfast Ideas to Wow Mom Page 3
Referral Winner Page 4
Wacky May Holidays Page 5
Darren’s visit to Washington, D.C.
Puzzle Time! Page 5
a very Happy Mother’s Day. Your hard work, love, and sacrifices are appreciated more than words can express — not just on this day but every day. To my incredible mom and amazing wife, who is a wonderful mother to our two daughters: Thank You! I couldn’t do what I do without your constant support and encouragement. Until next month,
lead to lower auto insurance premiums? In most cases, the answer is no. If No-Fault is repealed, we’re likely to see a significant increase in litigation and more claims related to bodily injury — both of which tend to drive rates up , not down. Additionally, drivers may need to carry more insurance to ensure they’re adequately protected. We’ll keep a close eye on how this plays out in the final weeks of the session. In local news, the Tampa Bay Rays have decided not to move forward with the redevelopment
Slow Cooker Shredded Beef Lettuce Cups Page 5
March Referrals and April Puzzle Winner! Page 6
–Darren
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Toll free (800) 828-2226 Fax (727) 577-4991
www.vermost.com newsletter@vermost.com
just like you when I scold or lecture the kids or grandkids. How do you do that? Love you, Mary DOLLY ROSSOW
MOTHER’S DAY TRIBUTE
GERRY O’BRIEN Gerry O’Brien is
She spent her later years in assisted living and eventually a nursing home. My mom was one of the kindest, most loving women you could ever meet. It was heartbreaking to witness her memories slowly fade away due to such a cruel disease. But we hold tight to the beautiful ones she created for us.
the mother of both Commercial Lines agent Maryanne O’Brien and Personal Lines agent John O’Brien. She had eight kids and dozens of grandchildren and great-grandchildren. She, a nurse, and her husband Jim, an insurance agent, provided a loving home that was both nurturing and a safe atmosphere for their children to grow up in. This is probably why five out of their eight kids followed Jim’s footsteps into the insurance business, and two followed her into nursing! She was a woman of immense compassion and unshakable faith. She taught her kids to take care of what they needed to, but don’t forget to enjoy life … and maybe a little chocolate. Unfortunately, we lost her this past summer, but her loving memory and spirit live on and continue to guide her family. ELLIE LEBLANC time of her passing in 2013, she was a grandmother to four and a great-grandmother to one precious grandson. She passed away after a long battle with dementia. My mom was an amazing cook, and this picture captures her in her happy place, the kitchen. She had a strong work ethic and wore many hats throughout her life: She worked in a mental health field office, drove a school bus for many years, served as a switchboard operator at a major hospital, and even worked part time as a florist. She also loved to craft and sew. We lost our dad in 2005, and heartbreakingly, one of her sons passed away that same year. The emotional toll accelerated the progression of her dementia. My mom, Ellie, was married to my dad for over 50 years. Together, they raised five children. At the
To My Beautiful Mom, When I think of love, I think of you. Fierce, loyal, passionate love — the
kind that always made me feel safe, seen, and so deeply cared for. Even now, at 30, you still treat me like your little girl, and honestly, I wouldn’t have it any other way. You left everything familiar in Tarragona, Spain — your language, your culture, your family — to start a life here with Dad. That courage, that sacrifice, is something I carry with me every day. You worked hard and long hours, yet somehow gave me a childhood full of magic — dance, ice skating, piano, theater, travel, and so much laughter. You gave me everything, not just in what you provided but in who you are: strong, brilliant, generous, and full of heart. You’re my mom, my best friend, and my role model. Now, seeing you thrive in retirement — happy, healthy, and living life your way — fills me with pride and peace. You deserve every moment of it. Thank you for everything, Mom. I love you more than words could ever say. NOREEN HILLS My sister, Noreen, is eight years older than me, so she always behaved like my second mother. She is still the first person I want to speak with every morning, the person I turn to for advice, and the person whom I most admire. Noreen loves her life, and she lives it to the fullest! She is not afraid of anything … except for mice. She is always ready with a practical joke, a speeding ticket, parasailing, swimming with manatees, or sinking a motorboat on a lake. I only wish we lived closer to each other so we could spend more time together — though we’d probably get into too much trouble.
JOYCE VERMOST My mom has always led with love,
consistently putting family above all else. Whether it was making sure we had clean clothes,
home-cooked meals, or cheering us on from the sidelines — she was there. (She even gave wrestling a try once!) Her unwavering presence and selflessness made all the difference. That same generous spirit lives on today as she continues to give back, volunteering her time and helping those in need. I am truly blessed to call her my mom. Thank you for everything you’ve done — and continue to do. Happy Mother’s Day! CAROL BORGESON
My mom is the person I look up to most in the world. She is funny, kind, and always lending a helping hand to friends and family. She has been there for me growing
up and even now as an adult. We go out for breakfast almost every Saturday and take many trips together (including a train to NYC to see “Hamilton” on Broadway!). I am lucky to have her as a mother. CARMEN RIVERA Mom, You taught me
EVERYTHING! I miss you terribly, and I miss you the most when I am at the beach without
you (it will always be our HAPPY place). But … the trick where your voice and words come out of my mouth and sound
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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315
Phone: (727) 748-2886
When was the last time you gathered the family, threw down a blanket, and enjoyed a meal together in the warm sun? A picnic is the perfect springtime activity, but the planning and food prep can make it seem like more hassle than it’s worth. The truth is, however, that picnics don’t have to be complicated. Here are four tips for planning easy family picnics. Spring Family Picnics Made Easy Ditch the Stress, Embrace the Fun
We should all show appreciation for the moms in our lives year-round, but Mother’s Day is the perfect opportunity to do something extra special. For many busy moms, a relaxing, stress-free breakfast in bed is the ultimate treat. But Mother’s Day breakfast doesn’t have to be an over-the-top display or super complicated to prepare. A little planning, a few thoughtful details, and helping hands make all the difference. START WITH A MENU SHE’LL LOVE. Mother’s Day breakfast in bed should be simple but meaningful. Breakfast go-tos like pancakes and French toast are delicious and easy to make, and you can add a parfait or fresh fruit and a cup of freshly squeezed juice for a special touch. If she loves eggs and toast, go in that direction. Preparing Mom’s favorite dish or incorporating ingredients that remind her of a family tradition can take the meal to the next level. PRESENT IT BEAUTIFULLY. You can elevate even a simple breakfast with a few thoughtful additions. Ditch the disposables and use real plates, silverware, and linen napkins. Deliver the breakfast with care on a lovely tray accompanied by a small vase of flowers. Keep everything organized neatly, and include a handwritten card or note to add a heartfelt message to the meal. MAKE IT A TEAM EFFORT. Get the whole family involved — minus Mom, of course! Even young kids can pitch in by spreading butter, arranging fruit, or folding napkins. Older kids can help out more with the actual cooking. To make Mother’s Day morning stress-free for everyone, do prep work the night before. Chop fruit, prepare the coffeemaker, and premix the pancake batter. And don’t forget the cleanup. Working as a team to wash dishes and put things away will ensure a dirty kitchen doesn’t ruin Mom’s special day when she gets up. Remember, you don’t have to prepare the perfect meal to make Mother’s Day memorable. It’s all about showing your love and appreciation. The holiday is an opportunity to bring the entire family together to create a special moment for the most important woman in your life. THE ULTIMATE MOTHER’S DAY BREAKFAST PLAN Treat Mom to a Magical Morning
PICK THE PERFECT PICNIC SPOT. When choosing a location for your picnic, think about how your family would like to spend the day. A park with open fields and playground equipment keeps kids entertained
between bites, but a park isn’t the only option. The beach, a local lake, or a mountain picnic area are all fantastic for a family picnic. Just remember bug spray and sunscreen and find a shady spot on hot days. DON’T OVERTHINK THE MENU.
Picnics are all about the food, but that doesn’t mean you have to fuss over the menu. Keep things simple, and choose items that can withstand time outside the cooler. Easy-to-eat options like sandwiches, fruit, and finger foods are tasty and quick to prepare. Add variety with veggies and hummus or cheese and crackers. For an extra treat, grab premade cookies or brownies. Lemonade, juice, and fruit-infused water are refreshing options and keep everyone hydrated without the caffeine. Bring an insulated cooler for drinks and food, and don’t forget wet wipes for easy cleanup. CREATE A COZY, KID-FRIENDLY SETUP. The picnic blanket is a great start, but you can take things up a notch with a few extras. Plush blankets, throw pillows, and lawn chairs offer comfortable sitting and lounging options. Pack entertainment as well; outdoor games, like Frisbee and ring toss,
and a portable speaker to add to the fun. DON’T FORGET — IT’S ABOUT FAMILY!
Family outings shouldn’t be stressful; the best ones are sometimes the simplest. Instead of worrying about perfect details, focus on spending time together outdoors, relaxing, and enjoying good food and even better company.
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Toll free (800) 828-2226
Fax (727) 577-4991
www.vermost.com
newsletter@vermost.com
BE A LIFESAVER We want to thank everyone who referred their friends, family, and coworkers to Vermost Insurance throughout 2024. When you refer someone to us, you receive rewards for each referral and are entered into 2024 REFERRAL WINNER! 2025 REFERRAL PROGRAM
monthly and annual drawings for additional, even bigger prizes. Your referrals mean a lot to us, and we want to reward you for helping us grow our Vermost Insurance family. The annual grand prize winner of our 2024 referral program was Jene Cook. He received a 55-inch 4K TV plus a $250 donation to the charity of his choice. If you want a shot at the 2025 prize, keep sending referrals our way. Your referrals make us happy, and we hope our referral program makes you happy, too!
Jene Cook was our 2024 referral winner of the 55-inch 4K TV plus a $250 donation to a charity of his choice.
Be Entered in MONTHLY Drawings for • A $50 GIFT CARD • PLUS...ANNUAL Drawing for a
• EACH Referral • $5 Starbucks Gift Certificate • 3 FL Lottery Scratch-Off Tickets • A chance to win prizes! • $5 donation to our spotlight charity: Hope Villages of America
$500 Amazon Gift Card plus a $250 donation to the charity of the winner’s choice
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1200 Belcher Rd. S. Suite 1 ● Largo, FL 33771-3315 ● Phone: (727) 748-2886 Largo, FL 33771-3315 Phone: (727) 748-2886 1200 Belcher Rd. S., Suite 1
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Wacky May Holidays
• •
May 1 — National Mother Goose Day
• • •
May 17 — National Graduation Tassle Day May 18 — National Cheese Souffle Day May 20 — National Rescue Dog Day
May 2 — National Truffle Day
• May 3 — National Two Different Colored Shoes Day • May 4 — National Star Wars Day • May 5 — National Astronaut Day • May 8 — National Have a Coke Day • May 9 — National Alphabet Magnet Day • May 10 — National Shrimp Day • May 11 — National Eat What You Want Day • May 12 — National Nutty Fudge Day • May 13 — National Crouton Day • May 14 — National Buttermilk Biscuit Day • May 14 — National Dance Like a Chicken Day • May 15 — National Juice Slush Day • May 16 — National Do Something Good for Your Neighbor Day
• May 21 — National Strawberries and Cream Day • May 22 — National Buy a Musical Instrument Day • May 23 — National Lucky Penny Day • May 24 — National Escargot Day • May 25 — National Brown-Bag-It Day • May 26 — National Paper Airplane Day • May 27 — National Grape Popsicle Day • May 28 — National Beef Burger Day • May 29 — National Paperclip Day • May 30 — National Creativity Day • May 31 — National Smile Day
SLOW COOKER SHREDDED BEEF LETTUCE CUPS
SUDOKU
Inspired by TasteOfHome.com
Ingredients
• 1 boneless beef chuck roast (about 2 lbs) • 3 medium carrots, peeled, chopped • 2 medium sweet red peppers, chopped • 1 medium onion, chopped • 1 8-oz can unsweetened crushed pineapple, undrained • 1/2 cup reduced-sodium soy sauce
• 2 tbsp packed brown sugar
• 2 tbsp white vinegar • 1 garlic clove, minced • 1/2 tsp pepper • 3 tbsp cornstarch • 3 tbsp water • 24 lettuce leaves for serving
Directions 1. In a 4- or 5-quart slow cooker, combine roast, carrots, peppers, and onion. 2. In a small bowl, stir together the next 6 ingredients; pour over roast. 3. Cover and cook on low heat for 6–8 hours. Remove roast, let cool slightly, then shred. 4. Skim fat from cooking juices, then transfer juices and vegetables to a small saucepan; bring to a boil over high heat. 5. In a small bowl, combine cornstarch and water, stir mixture into juices, and cook 3–4 minutes until sauce is thickened. 6. Return beef, sauce, and vegetables to slow cooker; cook for 10–15 minutes. 7. Serve beef in lettuce leaves.
SOLUTION ON PG. 6
You can fax, email, or mail your completed puzzle for a chance to win our monthly prize!
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Toll free (800) 828-2226
Fax (727) 577-4991 www.vermost.com newsletter@vermost.com
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1200 Belcher Road South, Suite 1 Largo, FL 33771 www.vermost.com (727) 748-2886
INSIDE THIS ISSUE
You Make Us Happy
We Insure More Than Just Cars and Homes Here’s a list of some of our lines of protection:
People who referred clients to us in March: • Vivek Jagasia • Cheryl Hawkins • Paul Feaster/
• Raymond Lopez • Dennis Demeyere • Justin Orr/Priority One LLC • Kim Green • Dana Porter • Frederick Lumb • William Beeley
› Antique vehicles › Annuities › Auto › Boat/RV › Bonds › Builder’s risk › Commercial auto › Commercial property › Condo › Disability
› Flood › General liability › Home › ID theft › Life › Mobile home › Motorcycle/Jet Ski › Notary public
Guaranteed Carburetors
• Mark Rivera • Charles Park/
Properties of TI LLC
April Puzzle Winner: Jeanne Marchand
• Sami Abraham • Michael Lehman • Chuck Chucri • Jody Hopkins
• Shawn Otto • Diana Burns
› Umbrella › Workers’
March Referral Winner: Louis Manivong
• Louis Manivong • Dawn Houdek
compensation
... and more!
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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315
Phone: (727) 748-2886
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