At Ponce Bank we are always looking for ways to do more for the communities we serve. In 2024 we invested 80 cents of each deposit dollar into our community . From 2021-2024 Ponce Bank’s capital recruitment efforts have generated millions of dollars of additional community investment. And the more dollars we can recruit the more we have to reinvest! Amplifying Impact
38 BUSINESS LOANS $17,379,151
150 1-4 FAMILY MORTGAGES $85,527,683
13 MULTI-FAMILY MORTGAGES $67,982,515
$230MM Total Awards 2021-2024
59 CONSUMER LOANS $686,635
26 LAND, CONSTRUCTION
26 NON RESIDENTIAL
& DEV LOANS $374,231,045
MORTGAGES $175,153,295
2024 Total Loan Originations 312 $720,960,324
$160.3MM Mission Driven Partner Deposits
Impact Lending & Investment Since our founding, Ponce Bank has invested dollars in places where they can do the most good. We’ve built on that tradition by creating access to capital in areas of Persistent Poverty, Majority Minority Communities, and CDFI Fund Underserved Areas. (Treasury Report data)
2024 IMPACT LENDING
% of Originations
Q3 Loans
Q4 Loans
Total Category Lending
Q1 Loans Impact Origination Type
Q2 Loans
46
54.69% $489.4MM
37
Urban Low-Income Areas
32
54
Minority Communities Underserved/CDFI Investment Areas Persistent Poverty Counties
65.37%
45
43
62
52
$531.5MM
64.40%
41
43
62
53
$521.6MM
41.75%
$421.3MM
24
34
43
28
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