Basic Life and AD&D Coverage
Horizons Diagnostics provides all Full Time employees with Basic Life and Accidental Death & Dismemberment coverage.
Insurance Carrier:
Unum Basic Life Insurance
Basic Life w/ AD&D Eligibility Requirement Life Insurance Benefit
All Full Time Employees
2x Annual Earnings up to $250k
Guarantee Issue
Yes
Accidental Death & Dismemberment Benefit (AD&D)
Same as Life Benefit
As a supplemental benefit, Horizons Diagnostics allows eligible employees to purchase additional life insurance coverage for yourself and your dependents. This coverage is paid for by you and is offered through Unum. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.
Voluntary Term Life Coverage
Insurance Carrier:
Unum Basic Life Insurance
Voluntary Life w/ AD&D Eligibility Requirement Employee Benefit Amounts Employee
All Full Time Employees
5x Annual Earnings up to $500k max in increments of $10k 100% of employee amount up to $500k max in increments of $5k
Spouse
Child(ren)
Flat $10,000
Guarantee Issue Employee
$150k
Spouse
$25k $10k
Child(ren) Portable
Yes
Waiver of Premium
Included
10 Horizons Diagnostics, LLC. 2022 Enrollment Guide
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