But there is still a very long way to go before we have solved this
In your opinion, how well has DC done in providing bespoke retirement income profiles to truly meet individual member needs?
Assuming DC is in the business of providing pensions, it hasn’t yet done well with the asset-liability management problem.
Income for life should be part of a soft- default pathway
21%
0%
Strongly agree
Very well
Yes, and the ‘part of’ should be meaningful (perhaps up to 50%)
74%
41%
10%
Agree
Well
Yes, but the ‘part of’ should be constrained (perhaps 10%)
21%
23%
19%
Neutral
Neutral
17%
47%
Disagree
Poor
7%
No
0%
20%
Strongly disagree
Very poor
n = 29
n = 30
n = 27
23
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