Phyllis Law - January 2019

3 EasyWays to Recover

Quickly Froma Cold

New Year, New Finances HowYou Can Get Your Money in Order This Year at home (but use caution when doing this, since raw and undercooked elderberries are toxic). Many people swear by the berries’ ability to ease congestion and relieve a number of other cold symptoms. Plus, elderberry syrup is known for having anti-inflammatory and During the winter months, colds and the flu can spread like wildfire. Getting sick at least once during the season can be hard to avoid, and once you are sick, you want nothing more than for it to be over and done. While there is no way to completely avoid getting sick, there are ways to speed up your recovery. Next time you’re suffering from a cold, try these remedies to get back on your feet a little bit faster. Elderberry Syrup Also referred to as elderberry extract, this syrup is made from a plant called European elder. It can be purchased at many health food stores or made

If you are burdened by credit card debt, it might feel easier to hide than to confront the problem. Making a commitment to conquer your financial woes in 2019 can provide you a stable economic foundation and even improve your health. The team at Phyllis Law is prepared to help. What are the keys to financial health in 2019? Analyze your spending and prioritize. Establish a simple budget and vow to adhere to the plan. This can be a daunting task. Schedule a consult with Phyllis Law and allow us to guide you through the process. There are legal structures in place that protect portions of your finances unavailable to creditors. Finding a budget that works best for you is all about prioritizing howyou want to spend. If you typically use credit cards, create a spreadsheet or download an app to accurately track your spending each time you swipe. If you’re more of a cash family, try Dave Ramsey’s well-tested and highly recommended envelope method. This allows you to allocate money to each type of expense you have by physically organizing cash in an envelope for that category. As you track your spending, if you find that your bills and loans are wildly out of hand, find ways to consolidate or settle your debts without destroying your financial future. Legal and financial experts, like Zinc While many people turn to vitamin C to hurry through a cold, that’s not the supplement you should be focusing on. In fact, an overwhelming number of studies show that vitamin C does absolutely nothing to help shorten a cold. Instead, take zinc. You can find it as a nasal spray or lozenge, or even as part of a vitamin C supplement. One antiviral properties, making it an ideal tool for fighting the common cold. Some research even suggests that it can shorten flu symptoms by up to three days. Eucalyptus If you’re suffering from congestion or can’t stop coughing, eucalyptus may offer the relief you’re looking for. Available in several different forms, including syrup, oil, and dried leaves, eucalyptus can be used as an expectorant or as a way to relieve a sore throat. When you’re at home and sick, try adding a few drops of eucalyptus oil to the water in a humidifier. The results are remarkably soothing!

study published in the Annals of Internal Medicine found that those who took zinc reduced their recovery time from a cold by half. Cold symptoms among those taking a zinc supplement lasted about four days, while symptoms among those taking a placebo lasted about eight days.

Phyllis Law, should be your go-to for these decisions, as they have the resources and prowess to find an option that works best

for you and your finances. You can set up a payment plan that will fit within your new budget, allowing you to build good credit as you pay back the money you owe on your own terms.

Finally, there’s no shame in admitting defeat. We all make mistakes, and occasionallywe find ourselves in over our heads. There are options available, and our team is trained to identify your options. Schedule a consult with Phyllis Law and an educated and experienced financial advisor will work with you to find your best resolution. Proper legal counsel can help guide you through the process and find hidden or unknown assets that may still be yours to keep. If you’re considering taking control of your finances in 2019, Phyllis Gingrey Collins, Attorney at Law has the expertise to assist you in deciding what is your best option. Call and schedule a consult with Phyllis Law today at 404.514.3397.

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