North American Secure Horizon Choice 7

Introducing North American Secure Horizon SM Choice

The North American Secure Horizon Choice (Secure Horizon Choice), a fixed index annuity, can help you confidently take control of your financial future. Secure Horizon Choice offers protection, an enhanced opportunity for growth, and tax deferral.

Reach your financial goals

Growth Premium can increase in value based on the positive performance of one or more indices.

Protection Premium and any interest earnings are 100% protected from market downturns. 1

Tax-deferral 2 You’ll pay no current income tax on interest earnings, which can help you accumulate more assets.

What is a fixed index annuity?

A fixed index annuity (FIA) is a contract between you and an insurance company. An FIA offers several benefits including tax deferral and the opportunity to earn interest based in part on the changes of an underlying index. And because an FIA does not directly participate in any stock or equity investment, the money in your FIA (the initial premium plus any credited interest earnings) is protected from market downturns. 1

1 Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for Strategy Charges or optional rider charges could exceed interest credited to the accumulation value, which would result in an overall reduction of premium. 2 Under current law, annuities grow tax deferred. An annuity is not required for tax deferral in qualified plans. Annuities may be subject to taxation during the income or withdrawal phase. Neither North American Company for Life and Health Insurance, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. You should rely on your own qualified tax professional.

35636Z

3

PRT 1-23

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