North American Charter Plus 10

Chart your own road to retirement. For many people, retirement is viewed as a time of rest and reflection. They have worked hard and planned diligently to ensure retirement is not “the end” but instead a new beginning. Offices and work schedules are to be replaced with road trips and clear calendars. Others, however, are seeing retirement in a different light. Multiple recessions, an uncertain Social Security future and a daily fluctuating market have created doubt about retirement readiness. Protection from loss is an important piece of an overall retirement plan. And fixed index annuities such as the North American Charter Plus® 10 offer premium protection from market decreases with the potential for growth.

The North American Charter Plus 10 is a flexible premium, fixed index annuity (FIA) that offers you growth potential but also premium protection from losses due to downside market fluctuations without directly investing in the stock market. An FIA provides the potential for interest to be credited based in part on the performance of specific indices.

Key benefits of Charter Plus 10 • Give your retirement savings a jumpstart with an immediate premium bonus • The optional enhanced bonus rider (EBR) provides an enhanced premium bonus (in exchange for a rider charge). (feature not available in all states, EBR not available in all states) • Choose from multiple index strategies, including enhanced crediting methods offering greater upside potential* • Tax deferral, income for life, and full accumulation value at death *In exchange for a strategy charge.

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