Diversify the premium among the following index account options Crediting methods* Index availability* Monthly Point-to-Point (subject to an index cap rate) • S&P 500 ® Annual Point-to-Point (subject to an index cap rate) • S&P 500 ®
• S&P 500 ® • S&P MARC 5% ER
Annual Point-to-Point (subject to participation rate)
• Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index • Goldman Sachs Equity TimeX Index • Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index
Annual Point-to-Point with Enhanced Participation (subject to participation rate and charge)
• S&P 500 ® • S&P MARC 5% ER
• Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index • Goldman Sachs Equity TimeX Index • Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index
Two-year Point-to-Point (subject to participation rate)
Two-year Point-to-Point with Enhanced Participation (subject to participation rate and charge)
In your contract the applicable period of time for your crediting method is referred to as a “term”. * Index(es) and strategies may not be available in all states.
Did you know? How subsequent premiums are applied All subsequent premiums will initially go into the fixed account, where they’ll be credited a fixed interest rate. We’ll declare this interest rate for each subsequent premium at the time it’s received. The interest rate applicable to each subsequent premium is guaranteed until the end of the contract year. On each contract anniversary, North American will allocate any premiums received since the prior contract anniversary according to your most recent instructions.
25370Z
7
REV 8-23
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