North American Benefit Solutions Index Annuity

Set your strategy In addition to the fixed account, here are your crediting methods.

Diversify the premium among the following index account options

Crediting methods*

Index availability*

Monthly Point-to-Point (subject to an index cap rate)

• S&P 500®

Annual Point-to-Point (subject to an index cap rate)

• S&P 500®

• S&P 500® • S&P MARC 5% ER

• Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index • Goldman Sachs Equity TimeX Index

Annual Point-to-Point (subject to participation rate)

• S&P 500® • S&P MARC 5% ER

Two-year Point-to-Point (subject to participation rate)

• Fidelity Multifactor Yield Index 5% ER • Morgan Stanley Dynamic Global Index • Goldman Sachs Equity TimeX Index

In your contract the applicable period of time for your crediting method is referred to as a “term”. * Index(es) and strategies may not be available in all states.

25436Z

16

REV 8-23

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