2019 AMIkids Benefits Guide

BENEFIT INFORMATION

Benefit

Who pays the cost?

AMIkids shares the cost of your medical premiums no matter what medical plan you choose!

Medical Insurance

YOUR BENEFITS PLAN

AMIkids also shares the cost of your dental premiums regardless of your dental plan choice.

Dental Insurance

AMIkids offers a variety of benefits allowing benefit eligible team members the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

Vision Insurance

AMIkids offers vision coverage on a voluntary basis.

Basic Term Life Insurance

AMIkids pays 100% of the cost for Basic Term Life coverage.

AMIkids offers you the option to purchase additional term life insurance for yourself, as well as term life insurance for your spouse and/or child(ren).

Voluntary Term Life Insurance

Short Term Disability (STD)

See benefits page for more on the voluntary offer of STD and eligibility specifics for the employer sponsored benefit.

Long Term Disability (LTD)

AMIkids offers LTD coverage on a voluntary basis.

Voluntary Benefits

AMIkids offers a variety of voluntary benefits.

Eligible AMIkids team members are automatically enrolled into the AMIkids pension plan. You can also choose to open a 403(b) retirement savings account using pre-tax dollars.

Pension and Retirement Plan

ELIGIBILITY

Eligible team members are those averaging 30 hours worked per week. Newly eligible team member’s benefits will become effective on the 1 st of the month following 60 days of eligible employment status.

You may also enroll your dependents in the Benefits Plan when you enroll.

Eligible dependents include:

Your legal spouse

• You or your spouse’s child who is under age 26, including natural children, step-children, legally adopted children, a child placed for adoption or any other children for whom you or your spouse are legal guardian • A child who is or becomes disabled and is dependent upon you before reaching age 26 • A child for whom health care coverage is required through a Qualified Medical Child Support Order or other court or administrative order. Please verify all dependents meet the definition of qualified dependent. Initial and periodic audits requesting proof of qualified dependent status may be conducted . You are financially responsible for any claims incurred on the plan by a dependent who does not meet eligibility requirements.

WHEN CAN YOU ENROLL?

You MUST enroll within 60 days of your new hire date. Otherwise you must wait until the next annual open enrollment period, unless you experience a qualifying event.

If you have a qualifying event, you MUST notify AMIkids of the event within 30 days of a qualified family-status change.

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