Your Prescription Drug Coverage and Medicare (continued)
You should also know that if you drop or lose your coverage with United Healthcare and don’t enroll in Medicare prescription drug coverage after your current coverage ends, you may pay more to enroll in Medicare prescription drug coverage later. If you go 63 days or longer without prescription drug coverage that’s at least as good as Medicare’s prescription drug coverage, your monthly premium will go up at least 1% per month for every month that you did not have that coverage. For example, if you go 19 months without coverage, your premium will always be at least 19% higher than what most other people pay. You will have to pay this higher premium as long as you have Medicare coverage. In addition, you may have to wait until the following November to enroll. the various plan details and research doctors on the UHC provider network on www.uhc.com. We have included the following definitions section to assist you in understanding the information throughout this guide. For more information about this notice or your current prescription drug coverage, contact Katie Raftery at 516-367-8499 or raftery@cshl.edu; or Camille Cava at 516-367-5033 or ccava@cshl.edu. You will receive this notice annually and at other times in the future, such as before the next period you can enroll in Medicare prescription drug coverage, and in the event that your current plan with United Healthcare changes. You may also request a copy of this letter. For more information about your options under Medicare prescription drug coverage: More detailed information about Medicare plans that offer prescription drug coverage is available in the “Medicare and You” handbook. Anyone who is currently enrolled in Medicare Parts A or B will get a copy of the handbook in the mail. You might also be contacted directly by Medicare prescription drug plans. You can also get more information about Medicare prescription drug plans from the following sources:
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Visit www.medicare.gov for personalized help.
• Call your State Health Insurance Assistance Program (see your copy of the Medicare and You handbook for their telephone number) • Call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.
Extra help to pay for a Medicare prescription drug plan is available for people with limited income and resources. Information about this extra help is available from the Social Security Administration (SSA). For more information about this extra help, visit SSA online at www. socialsecurity.gov or call them at 1-800-772-1213 (TTY 1-800-325-0778).
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