What are HSA funds for? Health Savings Account HSA
Your HSA can be used for copays, coinsurance, and meeting your deductible and other eligible Medical, Prescription, Dental and Vision Expenses. Eligible expenses include those for the account holder, spouse, and dependents, as defined by the IRS. A health savings account is used to help offset the cost of a qualifying high-deductible health plan (HDHP) and provide savings for your out-of-pocket eligible health care expenses.
2026 IRS Annual Contribution Limits
Families $8,750
Individuals $4,400
Availability of Funds After each paycheck’s contribution Contribution Changes Monthly Eligibility Must be enrolled in a HDHP plan Eligible Expenses Medical, Dental, Prescription and Vision
Veterinary Practice Partners contributes $1,100 to your HSA
If you elect the HDHP Core Plan (Bronze), VPP will contribute $1,100 annually, funded on a biweekly basis ($42.31 per pay period) . The VPP contribution is prorated for mid-year enrollees. There is a $1,000 catch-up contribution if you are 55 or older. To be eligible for the HSA account, you must not be a participant in another medical/prescription drug plan that is not a qualified HDHP (such as a spouse’s plan), Medicare, Medicaid, or Tricare. You are also ineligible if you can be claimed on another person’s tax return as a dependent.
If any of the below apply, then you are NOT eligible for an HSA
HOW DOES YOUR HSA WORK?
When visiting your doctor, you shouldn't pay at the time of service. In-Network Doctors will submit claims to Aetna or Meritain Health, while out-of-network claims are your responsibility. After processing and applying discounts, you'll receive a bill for your portion along with an Explanation of Benefits (EOB). To pay, use your HSA Debit Card by providing the information to the doctor or entering it on a paper bill.
not enrolled in HDHP plan have a Medical FSA have an HRA have Medicare are claimed as someone’s tax dependent
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