Flexible Spending Account (FSA)
HEALTHCARE FSA
What are FSA funds for?
Your FSA can be used for copays, coinsurance, and meeting your deductible and other eligible Medical, prescription, Dental and Vision Expenses. Eligible expenses include those for the account holder, spouse, and dependents, as defined by the IRS.
2026 IRS Annual Contribution Limits: $3,400
Why choose an FSA?
Availability of Funds Day 1 of your plan For OE: July 1 2026 st Expiration: Use-or-lose June 30, 2027
One of the most impactful features of the FSA is that your full contribution amount is available immediately.
Although contributions are deducted evenly from each paycheck, the entire elected amount is accessible from day one. This reduces taxable income and increases take-home pay.
Unused funds will expire at the end of the plan year on June 30, 2027 You may Carry Over $680 into next year Eligible Expenses Medical, Dental and Vision Contribution Changes Annually during Open Enrollment or during your New Hire enrollment
Savings Breakdown Example based on 30% tax rate on
Expense
Cost
Medical
$1,700
Dental
$1,100
Vision
$600
Total Spend
$3,400
Total Savings
30% x $3,400 = $1,020
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