FLOOD INSURANCE RESPONSIBILITIES AS GOVERNED BY THE NATIONAL FLOOD INSURANCE PROGRAM
CONDOMINIUM ASSOCIATION RESPONSIBILITY
INDIVIDUAL UNIT OWNER RESPONSIBILITY
DESCRIPTION
1. ROOF AND ROOF COVER
NO
YES
Structural Framing and Roof Cover
2. EXTERIOR WALLS
NO
YES
Paint, Stucco, Insulation, Studs,
Concrete Block, Brick, Etc.
3. UNIT INTERIOR WALLS
NO
YES
Party walls, Unfinished Drywall
Insulation, Metal and Wood Studs
4. COMMON AREA
NO
YES
Interior Walls, Studs, Block andDrywall
Floor, Wall, and Ceiling Finishes
5. UNIT INTERIOR
YES
NO
Floor, Wall & Ceiling,Finishes, Paint, Carpet, Tile, Etc
6. UNIT AND COMMON AREA
NO NO NO NO NO
YES YES YES YES YES
Structural Floors
Structural Ceilings
Structural Walls
7. COMMON AREA AIR CONDITIONERS 8. COMMON AREA ELECTRICAL 9. INTERIOR UNIT COMPONENTS
YES YES
NO NO
Appliances
Electrical Fixtures
YES
NO
Air Conditioners
YES YES
NO NO
Water Heaters
Cabinets
PCS Insurance Group Inc 3315 Henderson Boulevard, Suite 200 Tampa, Florida 33609 Phone: 813/868.1010 • Fax: 813/868.1012 • Web: www.pcsins.com • E-mail: Info@pcsins.com
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