UNIT OWNER vs ASSOCIATION HAZARD INSURANCE COVERAGE AREAS
This diagram is provided for illustration purposes only and should not be solely relied upon as the basis for insurance. We recommend you to review Florida Condominium Statute 718 and your speci c condominium documents for updated insurance and maintenance responsibilities.
Unit Owner Responsibilities – Hazard Insurance
1 2 3 4 5 6 7 8 9
Bathtub / Shower Toilet Bathroom Sink Wall/Floor/Ceiling Coverings including paint, wallpaper, tile,
813/868.1010
wood, carpet, laminate etc. Electrical Outlets & Fixtures Interior Doors Refrigerator Oven/Stove & Hood Counter Tops & Cabinets
14
12
10 11 12 13 14
Kitchen Sink Dishwasher Light Fixtures Water Heaters & Water Filters Window Treatments, including curtains, drapes, blinds and all hardware
G
C
5
6
Association Responsibilities – Hazard Insurance
A B C D
Hot/Cold Water Pipes including Fire Systems/Sprinklers Perimeter/Load Bearing Walls including Common/Party walls Electrical Wiring Balcony/Porches/Stairs Unfinished Drywall/Wallboard Roofs to include covering, insulation & trusses Unfinished Floors Exterior Doors Windows/Sliding Glass Doors A/C & Heating unit including Compressor
D
4
9
E F
A
10
G H I J
8
F
E
11
7
I
www.pcsins.com
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13
2 1
3
B
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Fax: 813/868.1012 • E-mail: Info@pcsins.com
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