Scott County USD 466 Benefits Guide 2025

What You Will Pay

Common Medical Event

Limitations, Exceptions, & Other Important Information

Services You May Need

Out-of-Network Provider (You will pay the most)

Network Provider (You will pay the least) $200 copay then deductible and 20% coinsurance Deductible then 20% coinsurance Copay is applicable to the provider type Deductible then 20% coinsurance Deductible then 20% coinsurance $35 copay/visit, other outpatient services subject to deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance

$200 copay then deductible and 20% coinsurance Deductible then 20% coinsurance

Emergency room care

––––––––––– none –––––––––––

If you need immediate medical attention

Emergency medical transportation

––––––––––– none –––––––––––

Copay is applicable to the provider type

Same as office visit. For emergency services, out-of- network is subject to the in-network benefits.

Urgent care

Deductible then 20% coinsurance Deductible then 20% coinsurance

Facility fee (e.g., hospital room)

––––––––––– none –––––––––––

If you have a hospital stay*

Physician/surgeon fees

––––––––––– none –––––––––––

$35 copay/visit, other outpatient services subject to deductible then 20% coinsurance

Outpatient services

––––––––––– none –––––––––––

If you need mental health, behavioral health, or substance abuse services

Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance Deductible then 20% coinsurance

Inpatient services*

––––––––––– none –––––––––––

Office visits

––––––––––– none –––––––––––

Childbirth/delivery professional services

If you are pregnant

––––––––––– none –––––––––––

Childbirth/delivery facility services

––––––––––– none –––––––––––

Home health care*

––––––––––– none –––––––––––

Rehabilitation services

––––––––––– none –––––––––––

If you need help recovering or have other special health needs

Habilitation services

––––––––––– none –––––––––––

Skilled nursing care*

––––––––––– none –––––––––––

[* For more information about limitations and exceptions, see the plan or policy document at www.bcbsks.com.] Questions: Call 1-800-432-3990 or visit us at www.bcbsks.com . If you aren ’ t clear about any of the underlined terms used in this form, see the Glossary. You can view the Glossary at www.cciio.cms.gov or call 1-800-432-3990 to request a copy.

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