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GM Benefits Guide - Buchanan Hauling.2018.0404

Annual Enrollment 2018		4
Important Dates		5
Buchanan Hauling Employer Defined Contribution		7
Buchanan HSA Funding Contribution		7
Medical		8
2018 Benefit Summaries		10
What is an HSA?		11
Dental Comparison Chart		13
Vision Care Plan		14
Life, AD&D, Critical Illness, and Accident Insurance		15
SunLife Employee Benefits		15
Disability Programs		16
What is Healthcare Bluebook?		18
Healthcare Bluebook has been selected by your employer as an added healthcare benefit to help you shop for care, compare facilities, and save money on healthcare services. Did you know that in-network prices for the same procedure can vary by over 500...		18
What is the "FAIR PRICE?"		18
How do I find a FAIR PRICE?		18
Aren’t all hospitals good at all things?		19
No, very few hospitals are good at all procedures. Some quality metrics use a single overall rating for each hospital. A single rating can mask important differences in the level of quality between clinical areas at the hospital. For example, a hospit...		19
How does Bluebook assign quality ratings?		19
The Healthcare Bluebook Quality Ratings are designed to help patients understand each hospital’s specific level of quality for a particular inpatient clinical area or procedure. The Bluebook Quality Rating is calculated for each clinical area by combi...		19
Can Cheaper mean better Quality? YES!		19
Providers with lower costs can have higher quality, there is no correlation between high cost and high quality. Healthcare Bluebook provides cost and quality ratings side-by-side for inpatient procedures, which is where quality matters most. Using Blu...		19
Gallagher Marketplace Help Center –a year round resource that you can access 24/7 through the Marketplace portal		20
Important Definitions		21
Notes		22
Notes		23

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