GET MORE BANK FOR YOUR BUCK
HOW TO TAKE FULL ADVANTAGE OF YOUR FINANCIAL INSTITUTION
INVEST IN A 529 SAVINGS PLAN. Whether you’re banking with a credit union or a national giant, your financial institution likely offers more resources, account options, and saving plans than you’re using — or even aware of. As one NerdWallet article puts it, “Banks and credit unions continue to find new ways to both delight and confound customers.” If you focus on the delights, you can get more bang for your buck out of the financial institution you’re already using. Plus, there’s a good chance you’ll pick up new ways to stretch your retirement fund, grow your investments, and pass nest eggs to your grandkids along the way. Take these two easy steps to get started. 1. GET CLICKING Even for someone with plenty of internet savvy, bank websites can be intimidating. Most are filled with tabs and portals that overwhelm customers, causing them to limit their interactions to plugging in a username and password to check their balance. Don’t fall into that trap! If you want to get a complete picture of what your bank has to offer, its website is the place to start. Next time you log in, set aside an hour or two to explore the site tab by tab. Take note of products and services you might not be using, like mobile banking apps, 24-hour hotlines, continuing education, and additional account options and their interest rates. Schwab, for example, offers a free online learning center complete with seminars, one-on-one financial advice, and more than 300 informative articles and videos.
2. SCHEDULE A SIT-DOWN If your bank has a brick-and-mortar location near you, make a point to visit it. While there, take the time to learn about the latest updates from the reading materials on offer, make an appointment with a financial analyst, or speak with a bank teller. It’s in your bank’s interest to see your accounts grow, so representatives are happy to help. If you’ve already explored your bank’s website, this is the time to ask follow-up questions on what you found or make a financial move in a new direction. Whether you’ve decided on a 529 plan or a high-interest checking account, your banking representative can make it happen.
HAPPENINGS AT HEARTLAND
THE GLENBROOK COMPLEX JOINS THE FOLD
This fall, something amazing happened for Heartland Investment Partners: More than 15
Glenbrook complex appraised for more than our purchase price, and it has turned a tidy profit at high occupancy ever since!
Our priority investors are the first to hear about incredible opportunities like these, so they’re in the best position to hop on board and profit alongside us. If you’d like to join their ranks and set yourself up for a success like Glenbrook, email Darin today at darin.garman@gmail.com.
years of persistence paid off. For over a decade, Darin has had his eye on the Glenbrook Apartments, a 100-unit community in southwest Cedar Rapids that’s home to 20 four-bedroom apartments, 20 three-bedroom apartments, 56 two-bedroom apartments, and four one-bedroom apartments.
“Because of its location, condition, and size, I spent over 15 years contacting the owner of this property and pursuing owning it,” Darin says.
Finally, after years of communication, Darin was rewarded with a call from Glenbrook’s owner, who told him he was finally interested in making a sale. We acted fast and within hours had sent over a letter of intent. It was accepted, and just 60 days later, Heartland Investment Partners closed on the property. The apartment complex’s close proximity to schools, shopping, and public transit makes it an attractive place to live in the Cedar Rapids area and a prime investment for us and our partners. We weren’t surprised when the
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