February 2026

Commercial Lenders

23. Special Purpose 24. Land 25. Construction

17. Retail 18. Office 19. Industrial 20. Multifamily 21. Mixed Use 22. Hospitality

13. Bridge 14. Business Purpose Residential 15. Rehab/Renovation 16. Mezzanine

7. Permanent Loans 8. SBA Loans 9. Agency-Backed Loans 10. Acquisition & Development 11. Blanket Loans 12. Private Lending

1. Purchase Max LTV% 2. Rate & Term Refi Max LTV% 3. Cash-Out Refi Max LTV% 4. 2nd Mortgage Max CLTV% 5. Bridge Loan Max LTV% 6. Max Term (Months)

Lender Name and Contact Info

Min/Max

1

2 3 4 5 6 7

8 9 10 11

12 13 14 15 16 17 18 19 20 21

22 23 24 25

Bolour www.bolourassociates.com Clay Goldthwait (323) 677-0550 lending@bolourassociates.com Brookview Financial www.brookviewfinancial.com Anthony Funaro rehabs@brookviewfinancial.com

3M / 30M 75 75 75 75 75 36

Y

Y Y

Y

Y Y Y Y Y Y

Y

We are active in the middle market bridge space ($3M-$30M), focusing on value-add deals on all asset types. Lending Territory: Nationwide except AK HI LA NJ NY

2M / 50M 75 75 75 80 75 24 Y Y

YYYYYYYYYYYYYYYY

Direct, private 30-year lender, specializing in value-add commercial deals. All major asset classes and loan types considered, brokers protected. Lending Territory: Nationwide

Clearinghouse CDFI www.ccdfi.com

50K / 15M 75 80 75

75 180 Y

Y

Y Y Y

Y Y

Y Y Y Y

Y

Full-service, direct, community lender offering real estate based loans: commercial, multi-fam afford. housing, community facilities, small biz. Lending Territory: Nationwide with a West Coast & Indian Country focus.

Stacy Davis (800) 445-2142 loaninquiries@ccdfi.com

Commercial Loan Center LLC www.clcllc.net Carl Shorley (610) 990-6050 cshorley@clcllc.net Commonwealth Capital LLC www.commonwealthcap.com Rich Frankel (610) 617-3100 rfrankel@commonwealthcap.com Community Bank and Trust www.redapplebank.com Shane Pierson (805) 551-7184 spierson@phxbusiness.com

150K / 10M 80 75 75 90 70 36 Y

Y Y Y Y Y

Y Y Y Y Y Y Y

Y

Stated Income, DSCR Loans, Bank Statement Loans, Full Doc Loans, Bridge Loans and various other program options available. Lending Territory: Nationwide except AK ND NV VT WV

100K / 4M 70 70 70

60

Y Y Y Y Y Y

Y Y Y Y Y Y Y

Y

Short-term real estate secured commercial financing for businesses and real estate investors that do not qualify for traditional credit. Lending Territory: Mid-Atlantic & Northeast (CT DC DE MD NJ NY PA VA) as well as South FL

250K / 50M 100 100 100 100

300 Y Y

Y

Y Y

Y Y Y

Y Y Y

We offer nationwide SBA 7a loans with 100% CRE financing, competitive rates, and aggressive referral fees. Lending Territory: Nationwide

Lender Name and Contact Info

Min/Max

1

2 3 4 5 6 7

8 9 10 11

12 13 14 15 16 17 18 19 20 21

22 23 24 25

Cressida Direct www.cressidacapital.com Dean Stehlik (877) 308-7757 info@cressidadirect.com EvaBank www.evabank.com Thomas Russell (205) 949-1730 tomr@eva-bank.com Fidelity Bancorp Funding www.fbfloans.com (877) 585-3863 permloaninfo@fbfloans.com

200K / 30M 80 70 70

360 Y Y

Y Y Y

YYYYYYYYYY

Nationwide, direct lender, specializing in financing commercial and residential investment properties. Cressida Direct offers financing from $150,000. Lending Territory: Nationwide

50K / 24M 85 85 85

300 Y

Y Y

Y Y

Y Y Y Y Y Y Y Y Y

EvaBank is an Alabama community bank that provides loans for unique properties, unique borrowers, or a combination of both. Lending Territory: AL TN GA MS

1M / 50M 90 90 75

80 360 Y Y

Y Y Y Y Y Y

Y Y Y Y Y Y

Y

Over $15B funded and 25 years of experience offering tailored financing solutions. Broker protection guaranteed. Lending Territory: Nationwide for most lending products. Western U.S. and major markets for Small Balance Bridge Loan product.

25K / 3M 65 65 65

65 360

Y Y Y Y

Y Y Y

Y Y Y

Gelt Financial LLC www.geltfinancial.com info@geltfinancial.com

Nationwide private lender for residential-investment & commercial real estate. No minimum credit score or appraisal required. Close in days. Lending Territory: Nationwide except: AK AZ CA HI ID MN ND NV OR SD UT VT

Gravity Capital LLC www.gravitycapllc.com David Knudson dave@gravitycapllc.com Kennedy Funding www.kennedyfunding.com Edwin Urrego info@kennedyfunding.com

25K / 5M 65 15

65 12

Y Y Y Y Y Y

Y Y Y Y Y Y Y Y Y

Fast, flexible real estate loans. Up to 65% LTV, 1-year terms, no credit reporting. 1st, 2nd, blanket mortgages & lines of credit. Quick closings. Lending Territory: Nationwide

1M / 50M 60

60

60 36

Y

Y Y Y Y

Y Y Y Y Y Y

Y

Kennedy Funding is a real estate secured direct private lender, specializing in fast, creative, short-term bridge loans ranging from $1M to $50M. Lending Territory: Nationwide - International 39 Scotsman Guide | February 2026

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