Looking for a guaranteed interest rate for your retirement savings?
This quick reference guide is intended to provide an overview of the FG Guarantee-Platinum ® MYGA. It comes with the Statement of Understanding (SOU) that explains this annuity in detail. The SOU has product information that’s important to help you understand this annuity. If you decide to complete an application, your financial professional will ask you to sign an acknowledgement to confirm you’ve read the SOU. If there is any conflict between this guide and the SOU, the SOU prevails. Read on to learn how Guarantee-Platinum can play an important part in your financial plan.
It can be a challenge to find a guaranteed interest rate that meets your needs. Many Americans are turning to alternative solutions such as a multi-year guaranteed annuity (MYGA) to help. A MYGA is a conservative option that offers you the opportunity to: • Earn tax-deferred interest on your principal, at a fixed rate for a certain period of time. • Know your interest rate up front and that it’s locked in during the guarantee period.
Fixed annuities, including MYGAs, fall under the conservative category of solutions. Some of the more common solutions in each category include
Aggressive: Stocks
Moderate: Bonds
CDs & Money Market
Fixed Annuities INCLUDING MYGA
Fixed Indexed Annuities
Conservative:
Is Guarantee-Platinum a good option for you? 3 reasons you may consider this annuity 1 Guaranteed rate of interest Grow your retirement savings at a fixed rate, protected from market and interest rate fluctuations. Interest is credited daily. 2 You choose your time frame 3-, 5- and 7-year initial fixed interest rate guaranteed periods are available depending on your time horizon . 3 Tax deferral To help your savings work even harder, interest grows tax-deferred. 1 You may have more money to compound and grow.
1 You pay taxes only when you make withdrawals and receive income in the future.
2
Fidelity & Guaranty Life Insurance Company
ADV 2010 (02-2019)
Rev. 09-2022 22-0240
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