Money for the future Whether you’ll need your savings for retirement, an emergency fund or to leave more for loved ones, it takes careful planning to get there. Adding Ameritas Accumulation 7 Index Annuity, a flexible premium deferred annuity, to your plan may help you overcome today’s challenges, including low interest rates, market downturns, rising health care expenses and longer life expectancies. When you want to grow and protect your savings Accumulation 7 uses an index strategy, which attempts to mimic the performance of a market index while minimizing exposure to volatility by providing protection from downfalls in the market. While you’re not participating in the market or investing in any stock or bond, earnings are based, in part, on the performance of one or more indexes. This way, you can capture the upside potential of external market indexes and still be protected from losses because of the guaranteed 1 floor provided in your policy. That means your policy’s account value will not decrease due to negative index performance. Keep in mind that policy expenses may reduce your policy’s cash value in a down market.
1 Guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp.
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