Understanding Fixed Annuities
What is a fixed annuity? A fixed annuity is a contract backed by the financial strength and claims-paying ability of the issuing company. This guarantees contract owners a retirement vehicle designed to protect assets while allowing for growth opportunities. It does this through a combination of powerful benefits:
How a fixed annuity works This long-term retirement product is purchased with an insurance provider that, in turn, guarantees principal protection and tax-deferred growth on assets. Throughout the course of the contract, the fixed annuity earns additional interest credits based on an established rate.
• Principal Protection • Guaranteed Income • Tax-Deferred Growth • A Level of Liquidity • May Avoid Probate
For over 25 years, American Equity has been committed to quality annuity products backed by superior service. We remain focused on the business principles that have served our contract owners from the beginning. Through our financial strength and ongoing stability, we help fund more than half-a-million contract owners’ retirements across the country. Why American Equity?
$60.42 Billion in Assets 1 24,000 Active Agents
A- (Excellent) rating from A.M. Best 2 A- rating from Standard & Poor’s 3 A- rating from Fitch 4
500,000 Active Contract Owners American-owned and operated
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