American Equity Commitment to Values
Service Our contract owners are why we are here, and we do our best to provide service, second to none, every day. Integrity Our values of honesty, fairness and truthfulness have been central to our past success and will continue to be for generations to come. Excellence Our dedication to going above and beyond in every facet of our business has established us as a top-tier fixed index annuity provider. Protection Our products provide assurance for contract owners so that they can trust their principal is protected and their income is guaranteed for life.
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6000 Westown Pkwy, West Des Moines, IA 50266 www.american-equity.com • 888-221-1234
American Equity Investment Life Insurance Company ®
TM
Annuity Contract issued under form series ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5, ICC20 R-EBR and state variations thereof. Availability may vary by state. 1 As of 12/31/21 - Assets $60.42 billion, Liabilities $56.34 billion.
2 A.M. Best has assigned American Equity an “A-” (Excellent) rating, reflecting their current opinion of American Equity’s financial strength and its ability to meet its ongoing contractual obligations relative to the norms of the life/health insurance industry. A.M. Best utilizes 15 rating categories ranging from A++ to F. An “A-” rating from A.M. Best is its fourth highest rating. For the latest rating, access www.ambest.com. Rating effective 08/02/2006, affirmed 07/29/21. 3 Standard & Poor’s rating service has recognized American Equity Investment Life Insurance Company with an “A-” rating. An insurer rated “A” has strong financial security characteristics, but is somewhat more likely to be affected by adverse effects of changing circumstances or economic conditions than are insurers with higher ratings. Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Rating effective 08/05/15, affirmed 08/20/21. 4 Fitch Ratings assigned American Equity Investment Life Insurance Company an Insurer Financial Strength rating of “A-”. Fitch Ratings utilizes 19 rating categories ranging from “AAA” to “C.” An “A-” rating is the seventh highest rating. An insurer with an “A” rating is considered to have a strong capacity for payment of financial commitments, but may be more vulnerable to adverse business or economic conditions than insurers with higher ratings. Outlooks indicate the direction a rating is likely to move over a one- to two-year period if current financial or other trends continue. For more information, please visit www.fitchratings.com. Rating effecting 04/24/2020, affirmed 05/05/21. 5 Renewal options may vary by state. See product disclosure for details. This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or need of any specific person. In providing this information American Equity Investment Life Insurance Company is not acting as your fiduciary as defined by the Department of Labor. American Equity does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional. Guarantees are based on the financial strength and claims paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.
01SB1169 10.05.22
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