How does the WealthLock SM Accumulator work?
The WealthLock SM Accumulator is a fixed index annuity that can help you accumulate assets for retirement and can deliver guaranteed income throughout retirement. It gives owners opportunities to earn returns that are tied to the market without the risks associated with direct investment in the market. SINGLE PREMIUM The initial premium plus any interest earned is called the contract value. This value helps you determine your contract’s value at the end of the 5-, 7-, or 10-year surrender term as well as the surrender value and death benefit value. 2x Baby Boomers who own an annuity are more than twice as likely as those In a single-premium plan, you pay one premium for the coverage that best fits your financial needs and goals. The WealthLock SM Accumulator has a • $25,000 minimum premium • $1,000,000 maximum premium A premium of more than $1,000,000 may be accepted with prior approval from Aspida. INDEX CREDITING OPTIONS Multiple crediting strategies are available, so owners can strategically position their premiums by allocating principal to one or more index options. CONTRACT VALUE who do not own annuities to believe they will be more secure in retirement than the average American. “Boomer Expectations For Retirement 2019.” Insured Retirement Institute.
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