11% 2 Principal protected assets: Fixed Annuities Bank CD
4 % FIXED ANNUITIES
7 % BANK CDs
PRINCIPAL AT RISK ASSETS
Principal protected assets
89% 2 Principal at risk assets:
Stocks Bonds
Stock Mutual Funds Bond Mutual Funds Variable Annuities
Bank CDs are insured by the Federal Deposit Insurance Corporation and offer a fixed rate of return. Principal protection and income stream guarantees on annuities are backed by the issuing company’s financial strength and claim-paying ability.
“…everyone gains from purchasing annuities.” —Gal Wettstein, Alicia H. Munnell, et al., Center for Retirement Research at Boston College 7
7 Wettstein, Gal. Munneell, Alicia. Hou, Wenliang. Gok, Nilufer. “What is the Value of Annuites?”. Center for Retirement Research at Boston College. March 2021. Number 21-5
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