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PRINCIPAL PRESERVATION
Safeguard your retirement future
A FIXED ANNUITY HELPS YOU PRESERVE YOUR PRINCIPAL AND PROTECT ACCUMULATED EARNINGS FROM UNPREDICTABLE MARKET CYCLES. When you choose your retirement vehicle, you want it to grow and prosper. But investing in the market can be volatile—yesterday’s gains can become today’s losses. A fixed annuity guarantees to not only maintain the value of your original investment, but also to provide a guaranteed minimum interest rate. 1 That means your contract value is not affected by market downturns. Your investment can only grow in value, assuming no withdrawals are taken. Principal preservation and competitive interest rates are some of the cornerstone benefits of a Jackson fixed annuity: • Maintain your principal.
• Interest payments are credited to your account daily. • Interest rates are competitive within the industry.
Jackson’s competitive interest rates Jackson has a history of delivering competitive long-term interest rates. And several Jackson fixed annuity products come with a first-year additional interest rate. 2 Our published interest rates, as determined by the Board of Directors, show a proven track record of competitive first-year and renewal rates, as well as overall rates of return.
THEN
NOW
Planning for retirement, then and now For many Americans, pension plans once served as a safeguard for much of their retirement income. But between 1999 and 2019 the number of pension plans decreased 6%, § creating a need for some investors to generate more of their own retirement income.
PERSONAL SAVINGS
PERSONAL SAVINGS
SOCIAL SECURITY
SOCIAL SECURITY
PENSIONS
PENSIONS
§ U.S. Department of Labor Employee Benefits Security Administration, Private Pension Plan Bulletin Historical Tables and Graphs 1975-2019, dated September 2021.
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