GUARANTY RATE LOCK MULTI-YEAR GUARANTEED ANNUITY Available for 3 through 10 years
Are you tired of market fluctuations, complicated products and loss of your hard-earned dollars? If you want the financial peace of mind that guaranteed rates and tax-deferred growth may provide, look no further—the Guaranty Rate Lock (GRL) annuity is a powerful combination of guarantees, growth and simplicity.
THE POWER OF TAX DEFERRAL allows annuities to grow much faster than alternative vehicles because you:
• Earn interest on your principal. • Earn interest on your interest.
• Earn interest on money you normally pay in taxes. • You don’t pay tax on interest until you take it out. • Decide on the best time to withdraw your money.
Annuities allow you to defer taxation on the growth during your higher- earning years, then liquidate later during your retirement years when you are likely at a lower tax bracket. It’s a smart concept.
NO FRONT-END CHARGES OR ANNUAL FEES 100% of your money is working for you from day one!
You choose the time frame that works best for your plans and goals. The company guarantees a crediting rate for that chosen period. Your money is safe from market fluctuations, which helps to foster financial peace of mind. After the guarantee period is over, you can renew for another term or create an ongoing income stream for retirement. Choices and timing are up to you.
Protecting wealth is our Guaranty™.
GUARANTY PERIOD
ISSUE AGES
SURRENDER CHARGES (decrease annually)
3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years
0-100 0-100 0-100
9, 8, 7%
9, 8, 7, 6%
9, 8, 7, 6, 5%
0-90 0-90 0-90 0-90 0-90
9, 8, 7, 6, 5, 4% 9, 8, 7, 6, 5, 4, 3%
9, 8, 7, 6, 5, 4, 3, 2% 9, 8, 7, 6, 5, 4, 3, 2, 1%
9, 8, 7, 6, 5, 4, 3, 2, 1, 0.50%
Made with FlippingBook - Share PDF online