Building your savings with Athene MaxRate
Choose how much you want to save.
You can purchase an Athene MaxRate annuity with an Initial Premium of $10,000 – $1 million. Larger amounts considered with company approval. After you purchase your annuity you can continue to add money to it. Additional Premium amounts must be at least $1,000, and not more than $100,000 in a rolling 12-month period.
Select your Term Period. With an Athene MaxRate annuity you can select the Term Period that best fits your savings goal. Choose from three, five or seven-year guarantee terms. Your annuity includes a Withdrawal Charge period equal to the Term Period.
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Your interest rates are guaranteed. Interest is credited to your annuity using one of two interest crediting strategies. A Multi-Year Fixed Strategy is used to credit interest to the Initial Premium that you used to purchase your annuity. The interest rate for this strategy is guaranteed for the Term Period you chose. A 1-Year Fixed Strategy is used to credit interest to any Additional Premium. The Initial Interest Rate for this strategy is set when you purchase your annuity and is guaranteed for one year. We will declare a Renewal Interest Rate on each Contract Anniversary for the next Contract Year. This rate may vary each year, but it will always equal or exceed the Minimum Renewal Interest Rate guaranteed in your contract. At the end of the Term Period the Multi-Year Strategy Value will be transferred to the 1-Year Fixed Strategy. At this point, your annuity’s full Accumulated Value will be available to you without a Withdrawal Charge or Market Value Adjustment (MVA).
Your money is protected. Your premium earns a guaranteed rate of interest, regardless of what happens to the stock market. As long as you keep your annuity for the Withdrawal Charge period, your principal and the interest you earn are guaranteed.
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