Understanding Fixed Index Annuities
What is a Fixed Index Annuity? A fixed index annuity is a contract backed by the financial strength and claims paying ability of the issuing company. This guarantees contract owners a retirement vehicle designed to protect assets while allowing for growth opportunities. It does this through a combination of powerful benefits:
How a Fixed Index Annuity Works The retirement product is purchased with an insurance provider that, in turn, guarantees principal protection, tax- deferred growth potential on assets and a reliable income stream. Throughout the course of the contract, the fixed index annuity can earn additional interest credits each year based, in part, on index increases. As an insurance product, the fixed index annuity is not directly tied to any index. So, there are none of the exposure risks associated with direct stock or share ownership. The annuity cannot lose money due to index volatility and the interest credited will never be less than zero.
• Principal Protection • Guaranteed Income • Tax-Deferred Growth Potential
• A Level of Liquidity • May Avoid Probate
Shield Your Growth Potential The AssetShield 9 fixed index annuity is designed to shield a portion of your portfolio from retirement unknowns that can stand in the way of your accumulation goals. Through features like principal protection and automatic reset, the AssetShield annuity helps shield your principal and any earned interest from index volatility while providing strong accumulation opportunities.
Principal protection
Ongoing Growth Potential
Diversified Index Selection
Enhanced Crediting Rate Options
AssetShield 9
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