Secure Your Retirement Income & Estate Fixed Index Annuity Basics
What is a Fixed Index Annuity? A fixed index annuity is a contract backed by the financial strength and claims paying ability of the issuing company. This guarantees contract owners a retirement vehicle designed to protect assets while allowing for growth opportunities. It does this through a combination of powerful benefits: • Principal Protection • Tax Deferral • Growth Opportunities • Guaranteed Lifetime Income • May Avoid Probate
How a Fixed Index Annuity Works A Fixed Index Annuity is an insurance contract. It offers tax deferral, principal protection, and guaranteed lifetime income. Throughout the course of the contract, the fixed index annuity can earn additional interest credits based on the changes of an external index. As an insurance product, the fixed index annuity is not directly invested in any index. So, principal is always protected from market loss while providing an opportunity to earn interest based on changes to an external index. The annuity cannot lose money due to index volatility and the interest credited will never be less than zero.
Shield Retirement Income for Life and Legacy The EstateShield 9 fixed index annuity is designed to help shield a portion of your portfolio for retirement unknowns that may stand in the way of your income and legacy goals. With benefits like principal protection from index volatility, a premium bonus on lifetime income benefits, guaranteed income with rising lifetime income opportunities, and legacy options for beneficiaries, the EstateShield 9 offers a powerful combination of potential retirement solutions.
35%
35% BAV Bonus
Growth Opportunities
Guaranteed Lifetime Income
Increasing Lifetime Income Payment Potential
Enhanced Legacy Benefit Options
EstateShield 9
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