ABOUT LIBERTY BANKERS INSURANCE GROUP Liberty Bankers Insurance Group (LBIG) enjoys an excellent reputation in the industry. AM Best, the nation's most renowned insurance rating agency for the insurance industry, recognizes us among their top-tier of companies and has rated each of our companies "A- Excellent." Our careful and conservative investment strategies have resulted in steady growth and outstanding returns for policyholders like you. Based in Dallas, Texas, Liberty Bankers Insurance Group is comprised of Liberty Bankers Life Insurance Company (which began operations in 1958), Capitol Life Insurance Company (which began in 1905) and American Benefit Life (established in 1909 and purchased by LBIG in 2002) and operates nationwide. Our culture promotes prompt, courteous and accurate service, and defines how we work with our customers and with one another - honestly, with dignity and respect. This empowers us to build enduring relationships with our customers. Important: This publication is intended to be a general concept overview of our Bankers Elite single premium deferred annuities. It does not offer or guarantee any specific benefits or product features. For information about our products, please visit with your professional advisor who can help you select the product most suitable for your specific situation. Our multi-year guarantee fixed annuities are issued by Liberty Bankers Life Insurance Company and Capitol Life Insurance Company. They are not Federal Deposit Insurance Corporation insured and not insured by any Federal government agency. For use with contract forms ICC17-Bankers Elite-0112 and Bankers Elite-0112, BankersElite-0612- CA, BankersElite-0112-FL-CP and/or endorsement forms ICC20-CLIC-END-HW, ICC20-LBL-END-HW, 20-CLIC-END-HW, 20-CLIC-END-HW-FL, LBL-END-RENEW, ICC22-LBL-END-RENEW, CLIC-END-RENEW, ICC22-CLIC-END-RENEW. Not all products are available in all states. For information about your state, please contact Liberty Bankers Life/Capitol Life Insurance Company Annuity Marketing at 800-274-4829. This summary is part of a disclosure document provided in connection with your purchase of a Liberty Bankers Life/Capitol Life Insurance Company annuity. Liberty Bankers Life/Capitol Life Insurance Company Disclosure. The Company and its authorized representatives cannot offer tax or legal advice. For advice concerning your own situation, please consult with your professional advisor. Insurance products issued by Liberty Bankers Life Insurance Company and Capitol Life Insurance Company.
Home Office: 1605 LBJ Freeway, Suite 700, Dallas, TX 75234 Annuity Marketing Office: P.O. Box 22069, Waco, TX 76702-2069 800-274-4829
www.Lbig.com www.CapitolLife.com
LBIG-1022-CBE1
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