Life of the Southwest Income Driver 7

What Makes National Life Group Better? Our products, services, and long history of supporting retirement plans.

National Life Strength When it comes to achieving your retirement, financial strength matters. And our history of making good on our promises for more than 175 years means peace of mind for every policy. #1 provider of Indexed Annuities in Employer Plans 14 Longest Standing Issuer of Indexed Annuities 15 Financial Strength Ratings 16 A+ (Superior) A+ (Strong) A1 (Good)

BY A.M. BEST Second highest of 16 rankings

BY STANDARD & POOR’S Fifth highest of 21 rankings

BY MOODY’S Fifth highest of 21 rankings

1. Retirement Information for Medicare Beneficiaries, January 2023. https://www.ssa.gov/pubs/EN-05-10529.pdf 2. The Standard GLIR has a charge of 1% of the benefit base, deducted from the accumulated value annually. 3. Indexed annuities do not directly participate in any stock or equity investments. 4. Cap and participation rates may change from year to year. They are declared annually, at the beginning of each policy year. 5. Assumes $100,000 growing at 3% interest and a 25% tax bracket. This is a hypothetical example for illustrative purposes only and does not represent the actual results of any particular financial product. 6. Insurance News Net, FIAs at Age 20, 2015 7. Assuming no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited. 8. Time Magazine, October 7, 2008. Not intended as a current statistic, this is included for historical perspective. 9. Fortune, “Commentary: What’s Next for the Stock Market”, 2/13/2018. Not intended as a current statistic, this is included for historical perspective. 10. Market Insider March 12, 2020 - Stock Market Erased $6 Trillion in Wealth Last Week. 11. If permitted by the IRS. All withdrawals made from annuities with pre-tax contributions are taxed as ordinary income. All withdrawals from an annuity purchased with non-qualified monies are taxable as ordinary income only to the extent there is a gain in the policy. In addition, withdrawals prior to age 59½ may be subject to a 10% Federal Tax Penalty. You will still incur a bonus recapture charge, based on how long you’ve had the annuity and how much you withdraw. 12. See your policy for full details. 13. The Market Value Adjustment is waived for Emergency Access Waiver benefits. See your policy for full details. 14. LIMRA US Individual Annuity Industry Sales Report, 1Q2023 15. Insurance News Net, FIAs at Age 20, 2015 16. Financial strength ratings for Life Insurance Company of the Southwest as of 01/18/2024. Ratings are subject to change.

TC139026(0124)3

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