Mortgage Interest Rates since Early 2023 30-Year Fixed-Rate Loans, Daily Average Readings*
Mortgage News Daily Rate Index* https://www.mortgagenewsdaily.com/ mortgage-rates/mnd Rates vary according to the property, price, borrower and lender.
8.0%
Oct. 2023
7.8%
In early August, rates hit their lowest point of 2025.
7.6%
Tariff shock hits financial markets
7.4%
April 2024
Fed begins rate cuts
7.2%
7.0%
2025 begins
6.8%
6.6%
2024 begins
8/7/25
6.4%
6.2%
Different sources of mortgage data vary in their methodologies to calculate average daily and weekly rates.
Sept. 2024
Feb. 2023
Updated 8/7/25
6.0%
*Per https://www.mortgagenewsdaily.com/: “Rate offerings vary — sometimes substantially — from lender to lender... The index is expressed as an average. ” Daily rates can change quickly. Data from sources deemed reliable, but not guaranteed. All numbers approximate.
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