SAVE MORE WITHOUT EARNING MORE OUTWIT EXPENSES ON ONE INCOME
BE A SAVVY SHOPPER. Loyalty is great … except when it costs you. Revisit your utility bills, internet plan, insurance, and other regular expenses. A few phone calls can lead to serious savings, and hey, who doesn’t love a good deal? TRY A NO-SPEND WEEKEND. Want to hit the reset button on your spending habits? Challenge yourself to a no-spend weekend. No takeout, no spur-of-the-moment Target trips, no extras. It’s eye-opening to discover how resourceful you can be when you give your wallet a break. If you feel extra motivated, try a no-spend week and watch your wallet rejoice. HOME HACKS THAT SAVE. A few clever tweaks can quietly cut costs and make your home more efficient. Start with your water heater; most are set far higher than necessary. Dropping the temperature can
If you're rocking a one-income lifestyle, you know every penny has a part to play. The good news? With a few smart strategies and some creative hustle, you can stretch your dollars and live abundantly with what you’ve got. GET COZY WITH YOUR BUDGET. Think of your budget like a team; every cent is a player. If one’s just standing around doing nothing (we’re looking at you, random subscription services ), it’s time to cut them from the roster. Start tracking where your money goes, even the tiny stuff. Those impulse coffee runs and late-night Amazon scrolls add up more than you think! DECLUTTER AND CASH IN. Do you have duplicate pantry items, forgotten batteries, and a mystery Tupperware you keep buying duplicates of? It's time to take control. Clean out, organize, and sell what you don’t need while you're at it! A little tidying can go a long way toward a cleaner home and a fatter wallet.
reduce energy use, lower your bill, and help prevent scalding accidents, especially if you have kids. Laundry is another area where tiny changes add up. Tossing a clean, dry towel into a wet load can help soak up moisture and reduce drying time, while wool dryer balls cut energy use and replace costly dryer sheets. DIVIDE AND CONQUER BIG BILLS. Big monthly expenses got you stressed? Try the half-payment method: Divide larger bills into smaller chunks and save up with every paycheck . It’s way less painful than facing one massive payment all at once. Living on one income doesn’t mean living without comfort. It means getting clever, and everyone can be up for the challenge.
School Isn’t Always Safe HERE’S WHAT EVERY SCHOOL EMPLOYEE NEEDS TO KNOW
When you think about school injuries, students might come to mind first, whether on the playground or football field. However, teachers and school staff face plenty of risks too. From slips in the hallway to breaking up a fight, your job isn’t always as safe as it seems. Whether you’re teaching in the classroom, serving lunch, or driving the bus, school jobs have their fair share of hazards. SCHOOL JOBS COME WITH REAL RISKS. Schools aren’t as risk-free as they appear. Injuries can happen in the blink of an eye:
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Even exposure to harmful substances like cleaning chemicals or mold
and lost wages. If a student assaulted you, you may even be entitled to paid assault leave under Ohio law. Whether you’re a teacher, bus driver, lunch server, or custodian, you deserve care and support after an injury. Reporting your injury quickly is key. Tell your supervisor or HR rep as soon as possible, and get medical attention immediately. WE’RE HERE TO HELP. If you’re unsure where to start, don’t worry, you’re not alone. We’re here to guide you through the process and fight for the benefits you deserve. Injuries at school aren’t just “part of the job.” They’re serious, and we’re ready to help. Contact us today to explore your options and protect your future.
And sadly, school violence is a growing concern . Whether it’s breaking up a fight or being caught in a more serious incident, these injuries can take a substantial physical and emotional toll. NO ROLE IS WITHOUT RISK. Every school employee faces unique challenges. Science teachers may deal with chemical burns, while gym teachers face sprains or torn ligaments. Counselors and mental health staff often battle stress and burnout. Even office staff can develop back or wrist pain from desk work. The truth is that injuries don’t discriminate based on your job title. YOU DESERVE PROTECTION. If you’re injured on the job, workers’ compensation may cover medical treatment
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A quick trip down the stairs or a slip in the hallway Lifting heavy boxes or equipment Repetitive stress from grading papers or typing all day Emotional stress from high-pressure situations
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