Lifestyle Math Addresses the Oregon High School Personal Financial Education Standards
OREGON HIGH SCHOOL PERSONAL FINANCIAL EDUCATION STANDARDS
Lifestyle Math , 7th Edition
HS.PFE.A: CREDIT AND DEBT – Students will… HS.PFE.A.1: Understand components used to build credit and investigate actions that could impact personal credit scores. HS.PFE.A.2: Compare and contrast various types of consumer credit and the costs and bene fi ts of borrowing money.
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HS.PFE.A.3: Analyze the long-term impacts of high and low credit scores.
HS.PFE.B: BANKING, INVESTING, SAVING, AND REPAYMENT – Students will… HS.PFE.B.1: Describe the roles of various types of fi nancial institutions, and explore products and services provided by these institutions. HS.PFE.B.2: Develop goals for building assets using various investment options, and identify potential risks and rewards for a given strategy. HS.PFE.B.3: Evaluate repayment strategies, risks, and costs for various types of consumer credit use, including simple or compound interest calculations. HS.PFE.C: BUDGETING, SPENDING, AND MONEY MANAGEMENT – Students will… HS.PFE.C.1: Describe budgeting strategies for savings goals, emergency funds, fi xed expenses, and variable expenses.
HS.PFE.C.2: Identify and examine the costs and bene fi ts of fi nancial decisions.
HS.PFE.C.3: Apply a budgeting strategy to create a sample budget that includes common costs associated with housing, transportation, and insurance products and analyze the outcomes.
HS.PFE.D: PERSONAL INCOME, TAXES, AND SERVICES – Students will…
HS.PFE.D.1: De fi ne and identify examples of common types of income.
HS.PFE.D.2: Understand the personal income tax fi ling cycle, including common tax forms and available tax preparation resources and options. HS.PFE.D.3: Understand taxes associated with various sources of income and common tax credits that could reduce individual tax liability. HS.PFE.D.4: Understand common types of federal, state, regional, and local taxes and associated tax- funded services provided. HS.PFE.E: MAINTAINING FINANCIAL WELL-BEING – Students will… HS.PFE.E.1: Analyze the psychology of money through cultural, social, and emotional in fl uences on fi nancial behavior.
HS.PFE.E.2: Analyze and apply multiple sources of information when making consumer decisions.
HS.PFE.E.3: Understand and apply strategies to prevent fraud and personal identity theft. ✓ Questions? Visit lifestylemath.com , call 800.967.8016 , or email support@academicinnovations.com
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