BUSINESS VENTURES COMING UP?
Your Best Resource for Working Capital
Hank Freeman makes his money flipping real estate. Not just a house or two at a time—he purchases large-scale real estate like strip malls and apartment complexes, renovates them, sells them, and makes a handsome profit. Hank and his wife have four IUL LASER Funds, and Hank accesses tax-free income from his policies to use for real estate ventures. Joe Sherman is a developer, specializing in residential homes and commercial lodging. Since discovering IUL LASER Funds, he has changed his business model. He has seized the opportunity to have policies providing life insurance for him and his wife—and he puts those policies to work providing working capital for his developments. Bobby Collins has established IUL LASER Fund policies to provide for an income-tax-free death benefit for him and his wife, as well as for business opportunities. Bobby has leveraged his IUL LASER Funds to become something of a commercial bank himself. Bobby extends short-term loans to contractors at 16% to 18% interest. He borrows the money from the insurance company using his policies as collateral, lends it to the contractors, and returns the money to the policies as soon as they repay their loans.
this provides liquid access to cash, they’re often earning just 1% to 4% on the money in the account, and that growth is taxed. When they need to fund a project or acquisition, that interest rate goes down to 0% on any money they pull out. When they put money back in, they return to earning 4% or less. Compare that to IUL LASER Funds, which have historically averaged 5% to 10% growth, tax-free. And when you borrow from the insurance company using your IUL policy as collateral, the cash value remains in the policy collateralizing the loan. This means your money can still earn a rate of return, based on the performance of your index strategies. If you haven’t already, consider starting a policy soon so you can properly structure and maximum fund it in time for any upcoming business ventures. IUL’s flexibility, dependability, and tax advantages can make it an ideal catalyst for business growth. Learn more by ordering “The LASER Fund” using the QR code on p. 6.
REAL CLIENTS, REAL RESULTS What do each of these savvy entrepreneurs know?
That an IUL LASER Fund is a Swiss Army knife for just about every aspect of your life—including as a source of working capital for your business.
If you recognize these stories, it’s because they’re real-life clients profiled in our best selling book, “The LASER Fund.”
We have countless other clients who have likewise turned to their IUL LASER Fund for the liquidity, safety, predictable rates of return, and access to tax-free capital that IULs can provide. IUL’S WORKING CAPITAL ADVANTAGE Using an IUL LASER Fund for working capital offers significant advantages over traditional methods.
When saving for business ventures, people typically set aside money for short-term business needs in a business savings account. While
4 3DimensionalWealth.com
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