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Hughston Benefits Guide
ELIGIBILITY & ENROLLMENT
If enrolling as a new hire, you must complete the enrollment process within 30 days of your hire date.
NEW EMPLOYEES New employee benefits are effective on the first of the month following 30 days for all full-time employees.
OPEN ENROLLMENT Open enrollment refers to your opportunity to: • Change plans • Enroll in benefits • Cancel benefits • Add or remove dependents to your benefits
MID-YEAR BENEFITS CHANGES Outside of your annual open enrollment period, you may be eligible to make certain benefits changes during the middle of the year. Please refer to your Summary Plan Description (SPD) for specifics, but examples of when you might be able to make mid-year changes are: • Marriage or Divorce
> eligible dependents are your legal spouse and dependent children.
ELIGIBILITY All full-time employees are offered benefits. Spouses and dependent children of the employee are also eligible to participate in our benefits plans. Dependent children include your natural children, legally adopted children, step- children and children for whom you have been appointed guardian up to the age of 26.
• Birth, Death, or Adoption • Change in Eligibility Status
MEET YOUR CLIENT ADVOCATES
Contact your Client Advocates to help you get the most from your group insurance plans. Always ensuring confidentiality, your Client Advocates are ready to answer any of your benefits related questions including:
• Need help solving a benefit related problem • Have a question about a benefit • Have questions regarding a bill
• Need further clarification on an insurance matter • Believe that your claim has not been paid properly
Charlie McDaniel Yates LLC Broker cmcdaniel@yatesins.com 706.527.2090
Billy Eissler Yates LLC Broker beissler@yatesins.com 770.778.1978
Resa Carter Yates LLC Account Manager rcarter@yatesins.com 706.323.1600
Paige Duckworth Yates LLC Marketing Manager pduckworth@yatesins.com 404.982.2413
Leigh Drawdy Yates LLC Account Manager ldrawdy@yatesins.com 706.323.1600
Cheryl Janis Yates LLC Account Manager cjanis@yatesins.com 404.486.2273
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