HCO Employee Benefits Guide - 2024

10

Hughston Benefits Guide

DENTAL | METLIFE

Premium Plan

Basic Plan

Dental Plan

Annual Deductible Individual | Family Preventive Services

$50 | $150 $50 | $150

100%

100%

Your dental coverage is offered through MetLife for the 2024 plan year. Please review your plan summaries or policy for coverage information and full plan details.

Basic Services Major Services

80% 50% 50%

80% N/A N/A

Orthodontia (Child up to age 26) Annual Benefit Maximum Orthodontia Lifetime Maximum Out-of-Network Reimbursement

$3,000 $1,500

$1,500

N/A

90th UCR Premium Plan

90th UCR

Dental Rates (Bi-Weekly)

Basic Plan

$11.29 $18.90 $20.48 $27.30

$6.82 $11.34 $12.34 $16.27

Employee Employee + Spouse Employee + Child(ren) Family

Out-of-Network Reimbursement

Vision Plan | MetLife

In-Network

Up to $45

Eye Exam Lenses Single Bifocals Trifocals

$10 Copay

$20 Copay $20 Copay $20 Copay

Up to $30 Up to $50 Up to $65

VISION | METLIFE

$130 Allowance after $20 Copay* $130 Allowance $20 Copay

Up to $70

Frames

Contacts Elective Medically Necessary Frequency Exam Lenses or Contacts Frames

Up to $105 Up to $210

Once every 12 months Once every 12 months Once every 24 months

Your vision coverage is offered through MetLife for the 2024 plan year. Please review your plan summaries or policy for coverage information and full plan details.

Vision Rates (Bi-Weekly) Employee Employee + Spouse Employee + Child(ren) Family

$3.41 $5.57 $5.46 $8.98

* Costco, Walmart and Sam’s Club: $70 allowance after $20 eyewear copay.

TELEMEDICINE | TELADOC Telemedicine is an affordable plan that gives you and your family 24/7/365 access to U.S. Board Certified Physicians who can consult, diagnose, and if needed prescribe medication over the phone or via video technology for many common and acute illnesses.

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