Home Buyer's Guide

MEET WITH YOUR AGENT • Discuss budget • Research area neighborhoods • Set your wants & needs

GET PRE-APPROVED • Meet with a lender • Prepare your credit • Set a budget

MAKE AN OFFER •Research comps in the area • Work with your realtor to set up the best offer • Negotiations may occur

FIND YOUR HOME • Agent finds options that meet most or all of your criteria • Tour homes • Adjust criteria if necessary

INSPECTIONS • Professional inspects the property • May discover issues that need to be worked into the purchase agreement • Negotiate repairs

OFFER SIGNED • All negotiations are finished • Both parties have signed contract

TITLE COMMITMENT • The title company will send you a title insurance policy for the property after closing

APPRAISAL • Professional ensures the property is worth the loan and purchase price that you agreed to pay

DOCUMENTS TO LENDER

CLOSING • Final walk-through • Sign closing documents • Receive your keys

• Make sure all requested docs are sent to your lender prior to closing

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