Insurance
Valuable protection for you and your family
Great news! Your employer is offering you the opportunity to purchase disability insurance at group
rates from Reliance Matrix, a trusted benefits carrier for over a century.
“Why do I need disability insurance?”
375,000
Disability insurance is paycheck insurance. Just as medical insurance is designed
to help cover healthcare expenses, disability insurance replaces a portion of your
American become disabled
income. If you were unable to work due to illness or injury, disability insurance can
every year. 1
help pay for essential expenses, such as food, utilities, mortgage and car payments.
“That will never happen to me.”
25%
Disability is more common than most people realize. Accidental injuries can be the
of 20 years olds will be out
cause of a disability, however common chronic health conditions can also limit
of work for at least a year
your ability to work. In fact, approximately 90% of disabilities are caused by illnesses
before they retire. 2
rather than accidents. 1
“I don’t need it.”
48%
Just like medical insurance acts as a safety net for you in the event that you
of American adults
become ill or injured, disability insurance is another level of protection. It will help
don’t have enough saved
provide for you financially in the event that you cannot work due to injury or illness.
to cover 3 months of
living expenses. 2
“I have enough insurance already.”
Very few people hesitate to insure assets like their home or car, but many fail
to protect their most valuable asset of all — their paycheck. Disability income
protection insurance will help protect your financial security in the event that you
cannot work. If you have saved 10% of your income each year, then one year of
being totally disabled could wipe out 10 years’ worth of savings. 2
1 Simply Insurance 2021
2 Council for Disability Awareness
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