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Every person is unique — so are their needs Voya Cares is designed to help employers understand and meet the unique retirement planning needs of employees with special needs challenges. Voya Cares offers employers and employees:

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Helpful guidance on each lifetime planning phase

Learning modules to promote disabilities inclusion and organizational awareness

Education covering complex planning issues, such as government benefits

Voya Cares can help you guide employees to where they want to be.

Let’s have a conversation Do you know how many of your employees face special needs challenges? As an employer, it’s critical to help employees plan for retirement — including your employees who may have special needs or identify as a caregiver. Voya Cares is helping people with special needs and caregivers plan for the future they envision. As a part of Voya Cares, we’ll share our own findings and best practices on creating a more supportive, inclusive and diverse environment, which may be a valuable asset in improving employee recruitment, retention and employee engagement.

Visit www.voya.com/voyacares .

Contact your local Voya Employee Benefits sales representative to learn how Voya Cares can help your organization.

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

1 Gallup-Healthways Well-Being Index, 2011 2 Family Caregiver Alliance: Caregiver Statistics: Work and Caregiving, 2016 3 National Alliance for Caregiving and AARP: Caregiving in the U.S., 2015 Neither Voya® nor its affiliated companies or representatives provide tax or legal advice. Please consult a tax adviser or attorney before making a tax-related investment/insurance decision.

Products and services offered through the Voya family of companies.

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